Note: The problem with Google finding the URL for this blog continues. After waiting for awhile for the page to load, Google says that the site is unavailable. If you click "blogger help" in that message, it will take you to the blog with a message "sorry, this page you are looking for in this blog does not exist". The page that allegedly does not exist is my URL which does exist. Once you are at that page, however, you can access the latest blog entry by going to the right side of that page. Or, you can bypass this problem by saving as a link any post in the blog, such as the last weekly post: Stocks, Bonds & Politics: SOLD: 300 HLP-UN:CA at C$14.17 and 300 AX-UN:CA at C$15.71
Closing Prices Today:
S & P 500 1,972.29 -5.51 (-0.28%)
S&P 500 Index Chart
Russell 2000 1,101.68 -16.23 (-1.45%)
VIX: 16.31 +0.33 (+2.07%)-VOLATILITY S&P 500
The market is starting to make the OG a little queasy.
The last update was published June 8, 2014: Stocks, Bonds & Politics: Stock and Stock Fund Update 6/6/14
The foregoing information is current only through 9/5/14 and includes trades discussed in posts published to and including 9/29/14.
Click to Enlarge:
I am attempting to determine whether I have added to, or subtracted from my stock allocation since the last update. In the June update, I discovered that I had added $31,000+ to my stock allocation when I believed that I had pared it some. This was on top of a net stock add of $23,000+ for the period between October 2013 to February 2014. Stocks, Bonds & Politics: Stock Fund Update as of 2/28/14
In prior updates, I would link the stock fund deletions and additions in one section, and then compile the links to the individual stock purchases and deletions in another section.
To monitor more accurately what I am actually doing, rather than what I think that I am doing without double checking the factual basis for whatever belief is formed on the subject, I will now have one section that will simply keep a running total and will make those calculations every weekend. Given the number of trades, I certainly can keep the correct math number in my head.
To lessen the burden in this exercise, I will not include stock adds or deletions when the value is less than $500. Instead, I will just assume that those transactions, mostly LT selections, will just cancel each other out which may not actually be the case but close enough. I will also round the cents to the nearest dollar and will exclude commission costs. Another slightly inaccurate assumption made for ease of computations is that 1 CAD=1 USD. I am just trying to get an approximate number with the following. Another assumption is that a balanced fund is 100% stocks which skews the results some. I do not want to go and check whether the Janus Balanced fund has 65% stocks/35% bonds, or 70% in stocks and 30% in bonds. I simply classify balanced funds with a greater than 50% stock allocation as part of my stock allocation for purposes of this exercise only, and others may want to actually segregate out the investments into stocks and bonds exactly.
There are several starter positions in low cost ETFs that I can buy commission free. For the most part, I do not discuss those trades unless the amount is over $500. The small buys are due mostly to my opinions about current market valuations, which I view as stretched, and zero need to push the envelope.
Some of those starter positions, where the position is currently less than 50 shares, are in the following listed ETFs:
Roth IRA Commission Free at Vanguard:
In that account, I have been buying those low cost stock ETFs in very small pieces with realized gains from bond trades.
Taxable Account-Fidelity Commission Free:
iShares MSCI Emerging Markets Minimum Volatility ETF | EEMV
iShares MSCI EAFE Minimum Volatility ETF | EFAV
iShares International Select Dividend ETF | IDV
iShares Core MSCI EAFE ETF | IEFA
iShares Core MSCI Emerging Markets ETF | IEMG
iShares S&P 100 ETF | OEF
I will discuss the 10 share purchase of OEF in the next weekly post.
Since early June 2014 and through my 9/20/14 post, I have reduced the stock allocation by about $72,229. A good chunk of this reduction comes from stock funds which can be seen by comparing the following table with the earlier one referenced above.
Stock and Stock Fund Adds and Deletions:
Addition or Deletion / Amount / Running Total
Start Date: June 14, 2014 Post
End Date: September 29, 2014 Post
Total Net Stock Deletion Estimated at -$72,229
Deletions: Sold 50 EXL at $13.68/Sold Taxable Accounts: 100 MDIV at $22.17, 116 ADX at $13.61 (Lowers Average Cost to $10.02 per Share)(June 14, 2014 Post): -$4,479.76
Addition: Added 50 CCNE at $16.11 (6/14/13 Post) / +$806 / -$3,674
Deletions: SOLD Taxable Accounts: 100 CSX at $30.4, 100 FULL at $8.3, 200 XDV:CA at C$25.51, 100 MSF at $16.2, 50 WARFY at $14.82 (6/11/14 Post) / -$9,713 / -$13,387
Additions: Added to PRPFX/ Added 100 D_UN:CA at C$28.8 (6/21/14 Post) / +$3,130 / -$10,257
Deletion: Sold Taxable Accounts: 50 LARK at $23.5 (6/28/14 Post) / -$1,175 / -$11,432
Addition: Bought 50 DGRO at $24.82 (6/28/14 Post) / +$1,241 / -$10,191
Addition: Bought 50 NKSH at $30.4 (6/30/14 Post) / +$1,520 / -$8,671
Deletions: Sold 155+ ENY at $17.55 (7/5/14 Post) / -$2,720 / -$11,391
Additions: Bought 100 ICLN at $11.85/ Bought 100 EWC at 32.11 (7/5/14 Post) / +4,396 / -$6,995
Deletions: Sold 50 HAP at $40.78/Sold on the Toronto Exchange: 200 CAR_UN:CA at C$23.16 and 100 XMD:CA at C$26.1/ Sold Taxable Account: 126 RMT at $12.6 and 100 CSQ at $12-Part of Ongoing Stock Allocation Reduction (7/12/14 Post) / -$12,069 / -$19,064
Addition: Bought 100 PWCDF at $27.29 (7/12/14 Post) / +$2,729 / -$16,335
Deletions: Sold Taxable Accounts: 50+ TRMK at $24.63, 100 REI_UN.CA at C$27.04/Sold 150 JDD at $12.25/Sold 50 GYLD at $28.09-Roth IRA (7/19/14 Post) / -$6,190 / -$22,525
Additions: Bought 20 of IEFA at $63.05/ Added 50 BHLB at $23.75 (7/19/14 Post)/ +2,449/-$20,076
Deletions: Sold Roth IRA: 100 ZTR at $14.43/Sold Taxable Accounts: 100 CDZ:CA at C$26.24, 100 FDL at $23.82. 100 EWS at $13.68, 100 EWM at $16.17, 100 ASEA at $17.14, 50 PIE at $18.95 (7/26/14 Post)/ -12,096 / -$32,172 (initial stock allocation reduction goal exceeded)
After completing this planned reduction, I decided to reduce the stock allocation further by another $23,000, which would eliminate the net stock additions made between October 2013 and February 2014.
Deletions: Sold 101+ BRKL at $9.53 (7/28/14 Post) / -$963 / -$33,135
Additions: Bought 50 LARK at $19.76, 100 SUSQ at $10.15, 50 UVSP at $18.8 (7/28/14 Post) / +$2,943/ -$30,192
Deletions: SOLD Taxable Accounts: 100 PWCDF at $28.83, 100 ENF:CA at C$27.65, 100 FSTA at $27.36 (8/2/14 Post) / -8,384/ -$38,576
Additions: Added 100 SWZ at $14.49 and Bought 50 NSRGY at $76.76 (8/2/14 Post) /+$5,287 / -$33,289
Deletions: Sold Taxable Accounts: 100 GYLD at $28.32, 35 AAPL at $97.22, 30 DLR at $64.06, 30 EPR at $55.22-Ongoing Stock Allocation Reduction (8/9/14 Post)/ -$11,326 / -$44525
Additions: Bought 100 TRMK at $23.12/Bought 200 FSC at $9.78-Regular IRA (8/9/14 Post)/ +$4,268/ -$40,257
Deletions: Sold Taxable Accounts: 300 FIE:CA at C$7.59, 50 SU at $40.95, 108+ WIN at $10.53, 50 FENY at $27.81, 100 BGAOY at $6.9 and All of JABAX at $30.99-227.41 shares/Sold 100 DPG at $21.19-Roth IRA/Completed Stock Allocation Reduction Goal (8/16/14 Post)/ -$ 16,694 /-$56.951
Additions: Bought 50 FIDU at $27.41 (8/16/14 Post) +$1,371 / -$55,580
Stock Allocation Goal Reduction of $55,000 Hit
Decided to Continue Net Stock Selling But Not Necessarily Every Week
Deletions: Sold148+ FMIHX (8/23/14 Post)/-$3,301 / -$58,881
Additions: Added 200 NWH_UN:CA at C$10.16 Bought Roth IRA: 100 LXP at $10.64 (8/23/14 Post)/ +$3,096 / -$55,785
Deletions: Sold 100 CZNE at $19.52 (8/25/14 Post)/-$1,952/ -$57,737
Additions: Added 25 to BHB at $26.34 (8/25/14 Post)/ +$659 / -$57,079
Deletions: Sold 100 IAE at $13.49 (8/29/14 Post)/ -$1,349 / -$58,428
Additions: Bought Regular IRA 100 APTS at $8.75 and Bought Back 100 ARCP at $12.88/Added 100 CSG at $7.85-Average Down (8/29/14 Post)/ +$2,948 / -$55,480
Deletions: Sold Taxable Accounts: 180 CSQ at $12.19, 80 CHN at $22.34 and 100 ORKLY at $9/Sold Roth IRA: 100 PSEC at $10.65 (9/6/14 Post) /-$7,165/ -$62,645
Additions: Bought in Taxable Accounts: 100 KGFHY at $10.44, 50 FDIS at $27.63, 50 MXE at $16.84 (9/9/14 Post) / +$3,240 / -$59,365
Deletions: Sold 100 MPW at $14-Regular IRA/Sold: 200 CGI:CA at C$20.66, 471+ IGD at $9.77 (9/13/14 Post)/ -$10,138 / -$72,685
Additions: Bought 50 APO AT $23.46 /Bought 30 APO at $23.39-Roth IRA (9/13/14 Post)/ +$1875 / -$70,810
Deletions: Sold 155+ AINV at $8.81 (9/20/14 Post) /-$1,365 / -$72,176
Additions: Bought 50 KRE at $39.55, 200 SWZ at $13.97, 50 PBF at $25.61, 20 IEUR at $48.24/ Bought 50 KKR at $22.59-ROTH IRA (9/20/14 Post) / +$7,048 / -$65,128
Deletions: SOLD: 300 HLP-UN:CA at C$14.17 and 300 AX-UN:CA at C$15.71 (9/26/14 Post): /-$8,964 / -$74,092
Additions: Bought 50 ARCC at $16.38-Roth IRA/Bought 100 F at $16.59 (9/26/14 Post) / +$2,478 / -$71,614
Deletions: Sold 50 LARK at $22.42 (9/29/14 Post)/ -$1,121 / -$72,735
Additions: Added 50 NPBC at $10.12 (9/29/14) / +$506 / -$72,229
Closing Prices Today:
S & P 500 1,972.29 -5.51 (-0.28%)
S&P 500 Index Chart
Russell 2000 1,101.68 -16.23 (-1.45%)
VIX: 16.31 +0.33 (+2.07%)-VOLATILITY S&P 500
The market is starting to make the OG a little queasy.
The last update was published June 8, 2014: Stocks, Bonds & Politics: Stock and Stock Fund Update 6/6/14
The foregoing information is current only through 9/5/14 and includes trades discussed in posts published to and including 9/29/14.
Click to Enlarge:
 |
| Stock Fund Table as of 9/30/13 Down -.29% |
In prior updates, I would link the stock fund deletions and additions in one section, and then compile the links to the individual stock purchases and deletions in another section.
To monitor more accurately what I am actually doing, rather than what I think that I am doing without double checking the factual basis for whatever belief is formed on the subject, I will now have one section that will simply keep a running total and will make those calculations every weekend. Given the number of trades, I certainly can keep the correct math number in my head.
To lessen the burden in this exercise, I will not include stock adds or deletions when the value is less than $500. Instead, I will just assume that those transactions, mostly LT selections, will just cancel each other out which may not actually be the case but close enough. I will also round the cents to the nearest dollar and will exclude commission costs. Another slightly inaccurate assumption made for ease of computations is that 1 CAD=1 USD. I am just trying to get an approximate number with the following. Another assumption is that a balanced fund is 100% stocks which skews the results some. I do not want to go and check whether the Janus Balanced fund has 65% stocks/35% bonds, or 70% in stocks and 30% in bonds. I simply classify balanced funds with a greater than 50% stock allocation as part of my stock allocation for purposes of this exercise only, and others may want to actually segregate out the investments into stocks and bonds exactly.
There are several starter positions in low cost ETFs that I can buy commission free. For the most part, I do not discuss those trades unless the amount is over $500. The small buys are due mostly to my opinions about current market valuations, which I view as stretched, and zero need to push the envelope.
Some of those starter positions, where the position is currently less than 50 shares, are in the following listed ETFs:
Roth IRA Commission Free at Vanguard:
In that account, I have been buying those low cost stock ETFs in very small pieces with realized gains from bond trades.
Taxable Account-Fidelity Commission Free:
iShares MSCI Emerging Markets Minimum Volatility ETF | EEMV
iShares MSCI EAFE Minimum Volatility ETF | EFAV
iShares International Select Dividend ETF | IDV
iShares Core MSCI EAFE ETF | IEFA
iShares Core MSCI Emerging Markets ETF | IEMG
iShares S&P 100 ETF | OEF
I will discuss the 10 share purchase of OEF in the next weekly post.
Since early June 2014 and through my 9/20/14 post, I have reduced the stock allocation by about $72,229. A good chunk of this reduction comes from stock funds which can be seen by comparing the following table with the earlier one referenced above.
Stock and Stock Fund Adds and Deletions:
Addition or Deletion / Amount / Running Total
Start Date: June 14, 2014 Post
End Date: September 29, 2014 Post
Total Net Stock Deletion Estimated at -$72,229
Deletions: Sold 50 EXL at $13.68/Sold Taxable Accounts: 100 MDIV at $22.17, 116 ADX at $13.61 (Lowers Average Cost to $10.02 per Share)(June 14, 2014 Post): -$4,479.76
Addition: Added 50 CCNE at $16.11 (6/14/13 Post) / +$806 / -$3,674
Deletions: SOLD Taxable Accounts: 100 CSX at $30.4, 100 FULL at $8.3, 200 XDV:CA at C$25.51, 100 MSF at $16.2, 50 WARFY at $14.82 (6/11/14 Post) / -$9,713 / -$13,387
Additions: Added to PRPFX/ Added 100 D_UN:CA at C$28.8 (6/21/14 Post) / +$3,130 / -$10,257
Deletion: Sold Taxable Accounts: 50 LARK at $23.5 (6/28/14 Post) / -$1,175 / -$11,432
Addition: Bought 50 DGRO at $24.82 (6/28/14 Post) / +$1,241 / -$10,191
Addition: Bought 50 NKSH at $30.4 (6/30/14 Post) / +$1,520 / -$8,671
Deletions: Sold 155+ ENY at $17.55 (7/5/14 Post) / -$2,720 / -$11,391
Additions: Bought 100 ICLN at $11.85/ Bought 100 EWC at 32.11 (7/5/14 Post) / +4,396 / -$6,995
Deletions: Sold 50 HAP at $40.78/Sold on the Toronto Exchange: 200 CAR_UN:CA at C$23.16 and 100 XMD:CA at C$26.1/ Sold Taxable Account: 126 RMT at $12.6 and 100 CSQ at $12-Part of Ongoing Stock Allocation Reduction (7/12/14 Post) / -$12,069 / -$19,064
Addition: Bought 100 PWCDF at $27.29 (7/12/14 Post) / +$2,729 / -$16,335
Deletions: Sold Taxable Accounts: 50+ TRMK at $24.63, 100 REI_UN.CA at C$27.04/Sold 150 JDD at $12.25/Sold 50 GYLD at $28.09-Roth IRA (7/19/14 Post) / -$6,190 / -$22,525
Additions: Bought 20 of IEFA at $63.05/ Added 50 BHLB at $23.75 (7/19/14 Post)/ +2,449/-$20,076
Deletions: Sold Roth IRA: 100 ZTR at $14.43/Sold Taxable Accounts: 100 CDZ:CA at C$26.24, 100 FDL at $23.82. 100 EWS at $13.68, 100 EWM at $16.17, 100 ASEA at $17.14, 50 PIE at $18.95 (7/26/14 Post)/ -12,096 / -$32,172 (initial stock allocation reduction goal exceeded)
After completing this planned reduction, I decided to reduce the stock allocation further by another $23,000, which would eliminate the net stock additions made between October 2013 and February 2014.
Deletions: Sold 101+ BRKL at $9.53 (7/28/14 Post) / -$963 / -$33,135
Additions: Bought 50 LARK at $19.76, 100 SUSQ at $10.15, 50 UVSP at $18.8 (7/28/14 Post) / +$2,943/ -$30,192
Deletions: SOLD Taxable Accounts: 100 PWCDF at $28.83, 100 ENF:CA at C$27.65, 100 FSTA at $27.36 (8/2/14 Post) / -8,384/ -$38,576
Additions: Added 100 SWZ at $14.49 and Bought 50 NSRGY at $76.76 (8/2/14 Post) /+$5,287 / -$33,289
Deletions: Sold Taxable Accounts: 100 GYLD at $28.32, 35 AAPL at $97.22, 30 DLR at $64.06, 30 EPR at $55.22-Ongoing Stock Allocation Reduction (8/9/14 Post)/ -$11,326 / -$44525
Additions: Bought 100 TRMK at $23.12/Bought 200 FSC at $9.78-Regular IRA (8/9/14 Post)/ +$4,268/ -$40,257
Deletions: Sold Taxable Accounts: 300 FIE:CA at C$7.59, 50 SU at $40.95, 108+ WIN at $10.53, 50 FENY at $27.81, 100 BGAOY at $6.9 and All of JABAX at $30.99-227.41 shares/Sold 100 DPG at $21.19-Roth IRA/Completed Stock Allocation Reduction Goal (8/16/14 Post)/ -$ 16,694 /-$56.951
Additions: Bought 50 FIDU at $27.41 (8/16/14 Post) +$1,371 / -$55,580
Stock Allocation Goal Reduction of $55,000 Hit
Decided to Continue Net Stock Selling But Not Necessarily Every Week
Deletions: Sold148+ FMIHX (8/23/14 Post)/-$3,301 / -$58,881
Additions: Added 200 NWH_UN:CA at C$10.16 Bought Roth IRA: 100 LXP at $10.64 (8/23/14 Post)/ +$3,096 / -$55,785
Deletions: Sold 100 CZNE at $19.52 (8/25/14 Post)/-$1,952/ -$57,737
Additions: Added 25 to BHB at $26.34 (8/25/14 Post)/ +$659 / -$57,079
Deletions: Sold 100 IAE at $13.49 (8/29/14 Post)/ -$1,349 / -$58,428
Additions: Bought Regular IRA 100 APTS at $8.75 and Bought Back 100 ARCP at $12.88/Added 100 CSG at $7.85-Average Down (8/29/14 Post)/ +$2,948 / -$55,480
Deletions: Sold Taxable Accounts: 180 CSQ at $12.19, 80 CHN at $22.34 and 100 ORKLY at $9/Sold Roth IRA: 100 PSEC at $10.65 (9/6/14 Post) /-$7,165/ -$62,645
Additions: Bought in Taxable Accounts: 100 KGFHY at $10.44, 50 FDIS at $27.63, 50 MXE at $16.84 (9/9/14 Post) / +$3,240 / -$59,365
Deletions: Sold 100 MPW at $14-Regular IRA/Sold: 200 CGI:CA at C$20.66, 471+ IGD at $9.77 (9/13/14 Post)/ -$10,138 / -$72,685
Additions: Bought 50 APO AT $23.46 /Bought 30 APO at $23.39-Roth IRA (9/13/14 Post)/ +$1875 / -$70,810
Deletions: Sold 155+ AINV at $8.81 (9/20/14 Post) /-$1,365 / -$72,176
Additions: Bought 50 KRE at $39.55, 200 SWZ at $13.97, 50 PBF at $25.61, 20 IEUR at $48.24/ Bought 50 KKR at $22.59-ROTH IRA (9/20/14 Post) / +$7,048 / -$65,128
Deletions: SOLD: 300 HLP-UN:CA at C$14.17 and 300 AX-UN:CA at C$15.71 (9/26/14 Post): /-$8,964 / -$74,092
Additions: Bought 50 ARCC at $16.38-Roth IRA/Bought 100 F at $16.59 (9/26/14 Post) / +$2,478 / -$71,614
Deletions: Sold 50 LARK at $22.42 (9/29/14 Post)/ -$1,121 / -$72,735
Additions: Added 50 NPBC at $10.12 (9/29/14) / +$506 / -$72,229
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