In case a reader of my posts is not familiar with how 97% of railroad employees can become disabled when they retire, I would draw your attention to the excellent articles in the NYT.
I would give these reporters the Pulitzer Prize for these articles (or a co-winner for the articles about the billions wasted on IRAQ reconstruction projects NYTimes.com). The most recent article contained a fact that I did not know. A large part of the disability payments come from social security without having to prove disability to the satisfaction of the social security administration. Just another example, among tens of thousands, of the failure of our government to spend money wisely. I find it humorous to read the complaints and criticisms about Caroline Kennedy's qualifications to be a U.S. Senator, as if the ones currently holding seats in the Congress are qualified.