Regional Bank Basket Total Net Profits (as of 4/26/2024): +$70,137.65
Start Date: Spring 2009
Start Date: Spring 2009
Realized Gains in Excess of $1,000
* Symbol Change
** Acquired
1. BHB: $4,903.92
2 TFC/BBT: $3,182.74 *
3. DCOM/BDGE: $3,078.67 *
4. FHN: $2,820.09
5. WASH: $2,656.29
6. FNB: $2,597.58
7. FFBC: $2,515.54
8. UBSI: $1,628.39
9. PBCT: $1,525.02 **
10. NYCB: $1,487.81
11. WTBA: $1,461.03
12. TRST: $1,456.66
13. RNST: $1,455.29
14. FITB: $1,347.19
15. UVSP: $1,341.34
16. HBAN: $1,334.29
17. FNLC: $1,192.66
18. CCNE: $1,190.9
19. LSBG: $1,098.89 **
20. WBS: $1,096.43
21. ONB: $1,095.83
22. CZNC: $1,063.11
My previous post containing regional bank trade snapshots was deleted by Google. It is a long story and did not involve the content of the blog. (see introduction at Stocks, Bonds & Politics 8/8/20 Post) Previous links to that post will no longer work. The loss of that post probably took with it over $1K in profit snapshots that I can no longer find.
I decided to write a new one and arrange the snapshots differently.
I decided to write a new one and arrange the snapshots differently.
Previously, I arranged the snapshots by year.
I have now grouped the snapshots by the stock names and symbols.
I have linked most of the sell discussions for each stock, where the stock can still be bought. The only criteria for including the link was the ability to find them without extensive effort. Buy discussions are mostly stale and are generally linked in the sell discussion posts.
I have a section of snapshots toward the end where the bank was acquired by another bank holding company. I did not link any sell snapshots for those banks. I have had decent success in picking small banks that would end up being acquired by larger ones.
I have linked most of the sell discussions for each stock, where the stock can still be bought. The only criteria for including the link was the ability to find them without extensive effort. Buy discussions are mostly stale and are generally linked in the sell discussion posts.
I have a section of snapshots toward the end where the bank was acquired by another bank holding company. I did not link any sell snapshots for those banks. I have had decent success in picking small banks that would end up being acquired by larger ones.
This post has 3 sections.
The first section collects information about profitable trades where the stock is still available for purchase.
The second section collects snapshots only of profitable trades where the bank was acquired by another company.
The third section collects snapshots only of losers.
My approach in this sector is to use a basket strategy, where each position is relatively small and spread out over several stocks.
I started buying stocks for this basket in 2009. I sold the basket down to less than $5K out-of-pocket exposure by 2019 and have just started to build it back up, particularly in banks stocks that have returned to 2009-2010 prices.
Given the headwinds and the uncertainties created by the pandemic, however, I am mostly buying 5 to 10 share lots rather than 50 to 100 shares. Risks for banks' earnings now are in a heightened state.
Most of the total realized gain is concentrated in banks with less than a $1B market capitalization, and many of those were initially bought when the market cap was less than $500M. An example is Bar Harbor Bancshares (BHB), whose market capitalization was about $32
2M at the closing price of $21.32 (8/14/20).
++
ETF Alternatives:
Quote: SPDR S&P Regional Banking ETF (KRE); sponsor's website: KRE: SPDR® S&P® Regional Banking ETF (expense ratio .35%)
Quote: First Trust NASDAQ ABA Community Bank Index Fund (QABA); sponsor's website: First Trust NASDAQ® ABA Community Bank Index Fund (QABA) (expense ratio = .6%)
Quote: Invesco KBW Regional Banking ETF (KBWR); sponsor's website: Invesco KBW Regional Banking ETF (expense ratio = .35%)
I have in the past owned only KRE, and that was back in 2014:
In 2013, KRE had a total return of 47.5%. SPDR® S&P Regional Banking ETF (KRE) Performance | Morningstar While attributing reasons for that kind of gain is at best inexact, 2013 was a good year for the stock market and a strong rising tide with a lot of breath can lift more stock sectors than a market like the one experienced so far in 2020.
A more important reason IMO is that there was a spike in interest rates starting in May 2013 that carried the 10 year treasury yield up to 3.04% as of 12/31/13. 2013 Daily Treasury Yield Curve Rates
That caused investors in this sector to have hope, which was soon dashed, that the period of net interest margin compression was coming to an end.
The 2020 year-to-date total return in KRE was -28.78% through Friday 8/14/20, compared to +28.5% for the Invesco QQQ Trust (QQQ) and +5.76% for the SPDR® S&P 500 ETF Trust (SPY). For a contrarian value investor, the decline in regional bank stocks this year, even with the known headwinds, has made them slightly more attractive as investments, not less so. If the economy does not recover as anticipated, and recessionary type conditions linger on, then the future would likely conclude that purchases now are value traps.
+++
2020 Strategy Approach:
The approach in July 2020 is illustrated by these posts:
Item # 1.A. Added 5 BDGE at $19.5; 5 at $18.9; 5 at $18.4; 5 at $18; 5 at $17.9; 5 at $17.7 (8/1/2020 Post) When the price surged last week, I sold my highest cost lot, a 10 share purchase, at $21.02, which reduced my average cost per share to $18.4 (will discuss in a subsequent post)
Item #1.C. Bought 10 WTBA at $17.1; 10 at $16.7; 10 at $16.2 (8/1/2020 Post)
Preparing the information for this post caused me to revisit some small bank stocks that I had forgotten about. An example is Union Bankshares Inc (UNB) which closed last Friday at $18.9. The dividend yield at that price is 6.77%, with a market cap of only $84.58M. So far, I have bought only 15 shares (2 trades) and will discuss the stock in a subsequent post. 10-Q for the Q/E 6/30/20 (see page 31)
++
Substantive Discussion-Overview:
For the most part, regional bank stocks topped out in price between 2017-2018.
The regional bank ETF bottomed near $14.5 in March 2009 and topped out near $66 in June 2018. Chart for SPDR S&P Regional Banking ETF (KRE)
The topping action was caused IMO by overvaluation taking into account net interest margin compression and rational forecasts for earnings.
KRE's rise from $14.5 to $66 over about 9 years does illustrate that regional banks can be worthwhile longer-term holdings. However, given the tendency for banks to blow themselves up, I am not going to buy and hold them forever and will trade them.
In addition to net interest margin compression which has been a problem for several years due to the Federal Reserve's historically abnormal monetary policies, 2020 has introduced a rise in non-performing loans, build-ups in loan loss reserves, and likely significant increases in what has been a historically low charge-off ratio.
The U.S. is currently in a recession of unknown duration. If the recession continues through 2020, with a sluggish recovery thereafter, loan loss provisioning will eventually require major cuts in dividends.
If there is a V-shaped recovery starting in the 2020 third quarter, then loan loss provisioning for most regional banks probably peaked in the second quarter and may prove to be excessive under a robust and relatively quick economic recovery.
+++
CECL Accounting Standard:
CECL standard expected to make a major impact | Accounting Today
++
ETF Alternatives:
Quote: SPDR S&P Regional Banking ETF (KRE); sponsor's website: KRE: SPDR® S&P® Regional Banking ETF (expense ratio .35%)
Quote: First Trust NASDAQ ABA Community Bank Index Fund (QABA); sponsor's website: First Trust NASDAQ® ABA Community Bank Index Fund (QABA) (expense ratio = .6%)
Quote: Invesco KBW Regional Banking ETF (KBWR); sponsor's website: Invesco KBW Regional Banking ETF (expense ratio = .35%)
I have in the past owned only KRE, and that was back in 2014:
 |
| 2014 KRE Sold 50 +$75.95 |
A more important reason IMO is that there was a spike in interest rates starting in May 2013 that carried the 10 year treasury yield up to 3.04% as of 12/31/13. 2013 Daily Treasury Yield Curve Rates
That caused investors in this sector to have hope, which was soon dashed, that the period of net interest margin compression was coming to an end.
The 2020 year-to-date total return in KRE was -28.78% through Friday 8/14/20, compared to +28.5% for the Invesco QQQ Trust (QQQ) and +5.76% for the SPDR® S&P 500 ETF Trust (SPY). For a contrarian value investor, the decline in regional bank stocks this year, even with the known headwinds, has made them slightly more attractive as investments, not less so. If the economy does not recover as anticipated, and recessionary type conditions linger on, then the future would likely conclude that purchases now are value traps.
+++
2020 Strategy Approach:
The approach in July 2020 is illustrated by these posts:
Item # 1.A. Added 5 BDGE at $19.5; 5 at $18.9; 5 at $18.4; 5 at $18; 5 at $17.9; 5 at $17.7 (8/1/2020 Post) When the price surged last week, I sold my highest cost lot, a 10 share purchase, at $21.02, which reduced my average cost per share to $18.4 (will discuss in a subsequent post)
Item #1.C. Bought 10 WTBA at $17.1; 10 at $16.7; 10 at $16.2 (8/1/2020 Post)
Preparing the information for this post caused me to revisit some small bank stocks that I had forgotten about. An example is Union Bankshares Inc (UNB) which closed last Friday at $18.9. The dividend yield at that price is 6.77%, with a market cap of only $84.58M. So far, I have bought only 15 shares (2 trades) and will discuss the stock in a subsequent post. 10-Q for the Q/E 6/30/20 (see page 31)
++
Substantive Discussion-Overview:
For the most part, regional bank stocks topped out in price between 2017-2018.
The regional bank ETF bottomed near $14.5 in March 2009 and topped out near $66 in June 2018. Chart for SPDR S&P Regional Banking ETF (KRE)
The topping action was caused IMO by overvaluation taking into account net interest margin compression and rational forecasts for earnings.
KRE's rise from $14.5 to $66 over about 9 years does illustrate that regional banks can be worthwhile longer-term holdings. However, given the tendency for banks to blow themselves up, I am not going to buy and hold them forever and will trade them.
Banks are not IMO buy and hold investments. Eventually, many of them will manage to destroy whatever value has been created under optimal financial conditions. Dividends that had been raised during the best of times will be eliminated or substantially reduced to preserve capital when the banks start to implode again due to reckless and improvident lending decisions that start to show up in droves during a recession.
Banks can prove to be worthwhile investments over the intermediate term, and their dividends will provide a source of income.
Several banking institutions will prosper and grow during a banking crisis since their managers were not inept or stupid during the period leading up to the implosion.
Those banks will not lower their dividends and will frequently expand their operations during the crisis through FDIC-assisted acquisitions of failed banks. And there has been a lot of failed banks during the 2008 Near Depression and for years thereafter.
Several banking institutions will prosper and grow during a banking crisis since their managers were not inept or stupid during the period leading up to the implosion.
Those banks will not lower their dividends and will frequently expand their operations during the crisis through FDIC-assisted acquisitions of failed banks. And there has been a lot of failed banks during the 2008 Near Depression and for years thereafter.
In addition to net interest margin compression which has been a problem for several years due to the Federal Reserve's historically abnormal monetary policies, 2020 has introduced a rise in non-performing loans, build-ups in loan loss reserves, and likely significant increases in what has been a historically low charge-off ratio.
The U.S. is currently in a recession of unknown duration. If the recession continues through 2020, with a sluggish recovery thereafter, loan loss provisioning will eventually require major cuts in dividends.
If there is a V-shaped recovery starting in the 2020 third quarter, then loan loss provisioning for most regional banks probably peaked in the second quarter and may prove to be excessive under a robust and relatively quick economic recovery.
+++
CECL Accounting Standard:
CECL standard expected to make a major impact | Accounting Today
A new accounting standard for loan loss reserves will cause many banks to set aside reserves for loan losses this year than would have been required under the previous standard. The new standard is called CECL which stands for current expected credit loss. The pandemic is causing this larger reserve buildup under CECL.
Some smaller banks have postponed the adoption of CECL which is permitted under the CARES Act.
Investors in bank stocks need to be generally familiar with CECL and how it is currently negatively impacted reported earnings for banks that have adopted this new accounting standard as of 1/1/20.
Umpqua described this standard in its last filed 10-Q as follows:
A more detailing description by this bank holding company can be found in the first-quarter 10-Q filing. 10-Q for the Q/E 3/31/20 at pages 10-11.
+++
Arranged Alphabetically by Name, not symbol. The link after the symbol is to the Marketwatch stock quote.
Arranged Alphabetically by Name, not symbol. The link after the symbol is to the Marketwatch stock quote.
Section 1 Profitable Trades-Shares Still Trade as of 8/16/20, date of original publication:
AMNB: $131.02
AMNB: $131.02
American National Bankshares Inc. (AMNB):
AMNB SEC Filings
AMNB SEC Filings
 |
| 2014 AMNB 50 Shares +$77.57 |
 |
| 2015 AMNB 50 Shares $53.45 |
Item # 5 Sold 50 AMNB at $23.03 (10/24/14 Post)profit snapshot = $77.57)
++++++
++++++
ATLO: +$10.97
 |
| 2023 ATLO 5 Shares +$10.97 |
+++
AROW: +$884.3
Arrow Financial Corp. (AROW):
AROW SEC Filings
AROW SEC Filings
 |
| 2018 AROW 52 Shares +$661.34 |
 |
| 2018 AROW 100 Shares +$62.04 |
 |
| 2022 AROW 15 SHARES +$16.99 |
 |
| 2023 AROW 5 Shares +$48.4 |
 |
| 2023 AROW 10 Shares $73.47 |
 |
| 2023 AROW 5+ Shares +$14.74 RI |
Item # 1. Sold 52+ AROW at $37.5 (7/2/18 Post)(profit snapshot =$661.34)
Item # 5.A. Sold 100 AROW at $34.7 (4/23/18 Post)(profit snapshot = $62.04)
Item # 5.A. Sold 100 AROW at $34.7 (4/23/18 Post)(profit snapshot = $62.04)
++++
ASB =$133.82
 |
| 2021 ASB 1+ Shares +$12.69 |
 |
| 2024 14+ Shares +$121.13 |
++++++
BANC: $376.53
Banc of California Inc. (BANC):
BANC SEC Filings
Item # 6 Sold: 50 BANC at $13.5 (11/12/13)(Profit snapshot =$95.98)
+++++
BANC SEC Filings
 |
| 2013 BANC +$9.08 |
 |
| 2013 BANC 50 Shares +$95.98 |
 |
| 2015 BANC 102+ Shares +$216.47 |
 |
| 2015 BANC 50 Shares +$55 |
+++++
NBT: +$326.49
 |
| 2020 NTB 10 Shares +$56.66 |
 |
| 2021 NTB 3+ Shares +$31.54 |
 |
| 2021 NTB 3 Shares +$30.74 RI |
 |
| 2023 NTB 14 Shares +$96.14 |
 |
| 2023 NTB 19 Shares +$111.51 |
Item # 4.B. Eliminated Duplicate Position in NTB - Sold 14 at $31.87 (7/29/23 Post)(profit snapshot = $96.14)
Item # 2.B. Eliminated NTB - Sold 19 at $30.02 (3/1/24 Post)(profit snapshot = $111.51)
+++++
BK: +$432.07
 |
| 2020 BK 2 Shares +$3.74 |
 |
| 2020 BK 5 Shares +$3.62 |
 |
| 2021 BK 6+ Shares +$94.37 |
 |
| 2021 BK 5 Shares +$85.7 |
 |
| 2021 BK 10 Shares +$155.72 |
 |
| 2024 BK 8 Shares +$88.92 |
Item # 2.A. Eliminated BK - Sold 4 at $51.87 in Fidelity Account; 10 at $51.63 in Vanguard Account; 5 at $51.75 in Schwab Account (8/27/2021 Post)(profit snapshots = $310.97; includes a profit snapshot of earlier sales of 2+ shares in Fidelity account that netted a $24.82 profit)
BKSC: $188.89
Bank of South Carolina Corp. (BKSC):
BKSC SEC Filings
BKSC SEC Filings
 |
| 2015 BKSC 50+ Shares +$135.41 |
 |
| 2016 BKSC 50 Shares +$53.48 |
Item # 2. Sold 50 BKSC at $16.81 Update For Regional Bank Basket Strategy As Of 8/18/2016 - South Gent | Seeking Alpha (profit snapshot =$53.48)
+++++
BHB: +$4,903.92
+++++
BHB: +$4,903.92
Bar Harbor Bankshares (BHB):
BHB SEC Filings
BHB SEC Filings
 |
| 2016 BHB 100 Shares +$936.96 |
 |
| 2018 BHB 30 Shares +$41.02 |
 |
| 2018 BHB 250 Shares +$3,078.46 |
 |
| 2019 BHB 54+ Shares $131.1 |
 |
| 2020 BHB 40 Shares +$36.17 |
 |
| 2021 BHB 5 Shares +$31 |
 |
| 2021 BHB 20+ shares +$151.81 |
 |
| 2022 BHB 5 Shares +$20.15 |
 |
| 2022 BHB 10 Shares +$46.18 |
 |
| 2022 BHB 25 Shares +$221.73 |
 |
| 2024 BHB 20 Shares $169.35 |
Item # 2.C. Eliminated BHB - Sold 20 at $24.93 (3/8/24 Post)(profit snapshot = $169.35)
Item # 4.D. Pared BHB in Fidelity Account - Sold 10 at $30 (12/6/22 Post)(profits snapshot = $79.15)
Item # 3.L Sold 5 of 45 BHB at $30 (8/16/22 Post)(profit snapshot = $38.58)
Item # 1.I. Pared BHB-Sold 10 at $28.5 and 5 at $30.5-highest cost lots in Fidelity Taxable Account (3/20/21 Post)(profit snapshot = $95.46)
Item # 3.A. Pared BHB-Sold 40 at $24.48-highest cost lots in Fidelity taxable account (12/5/20 Post)(profit $38.17)
Item # 3.B. Eliminated BHB-Sold 54+ Shares at $26.34 (5/18/19 Post)(profit snapshot = $131.1)
Item # 1.A. Sold 100 BHB at $30.69-Used Commission Free Trade (7/15/18 Post)(profit snapshot = $1,718.56))
Item # 1.A. Sold 50 BHB at $30.02 (5/21/18 Post)(profit snapshot = $666.96)
Item #3.A. Sold 100 BHB at $29.55 (4/26/18 Post)(profit snapshot = $682.94)
Item # 1. A. Sold 30 BHB at $29.42 (3/25/18 Post) (profit snapshot =$41.02)
Sold 100 BHB Update For Regional Bank Basket Strategy As Of 5/6/2016 - South Gent | Seeking Alpha (profit snapshot = $936.96)
++++++
BCBP: +$216.66
Item # 1.A. Sold 100 BHB at $30.69-Used Commission Free Trade (7/15/18 Post)(profit snapshot = $1,718.56))
Item # 1.A. Sold 50 BHB at $30.02 (5/21/18 Post)(profit snapshot = $666.96)
Item #3.A. Sold 100 BHB at $29.55 (4/26/18 Post)(profit snapshot = $682.94)
Item # 1. A. Sold 30 BHB at $29.42 (3/25/18 Post) (profit snapshot =$41.02)
Sold 100 BHB Update For Regional Bank Basket Strategy As Of 5/6/2016 - South Gent | Seeking Alpha (profit snapshot = $936.96)
++++++
BCBP: +$216.66
 |
| 2021 BCBP 5 Shares +$29.5 |
 |
| 2023 BCBP 6+ Shares =$6.32 |
 |
| 2024 BCBP 11 Shares +$18.78 |
 |
| 2024 BCBP 35+ Shares +$52.89 |
++++++++
BHLB: +$491.55
Berkshire Hills Bancorp Inc. (BHLB):
BHLB SEC Filings
BHLB SEC Filings
 |
| 2014 BHLB 50 Shares +$338.12 |
 |
| 2014 BHLB 101 Shares +$153.43 |
Item # 1 Sold 50 BHLB at $28.74+ (7/13/13 Post)(profit snapshot $338.12)
Item # 4 Pared Highest Cost Shares by Selling 50 BHLB at $25.75 (11/14/14 Post)
Item # 3 Sold 51 BHLB at $26.19 (12/21/2014 Post)
Item # 4 Pared Highest Cost Shares by Selling 50 BHLB at $25.75 (11/14/14 Post)
Item # 3 Sold 51 BHLB at $26.19 (12/21/2014 Post)
++++
BDGE/DCOM: +$3,078.67
BDGE/DCOM: +$3,078.67
After the acquisition of Dime Community bank, the name and symbol was changed to Dime Community Bancshares Inc (DCOM)
 |
| 2012 BDGE 100 Shares +$24.5 |
 |
| 2013 BDGE 56 Shares +$200.2 |
 |
| 2016 BDGE 50 Shares +$71.22 |
 |
| 2016 BDGE 50 Shares +$85.98 |
 |
| 2017 BDGE 50+ Shares +$372.06 |
 |
| 2017 BDGE 109+ Shares +$1,782.46 |
 |
| 2020 BDGE 20 Shares +$38.47 |
 |
| 2021 BDGE 5 Shares +$41.58 |
 |
| 2023 DCOM 5+ Shares +$20.51 |
 |
| 2023 DCOM 11 Shares +$42.27 RI |
----
 |
| 2023 DCOM 41+ shares +$369.83 |
 |
| 2024 DCOM 2+ Shares +$27.93 RI |
Item # 1.H. Sold 10 BDGE at $21.02-highest cost lot (9/5/20 Post)(profit snapshot = $11.24)
Item # 2.A. Sold 50 BDGE at $35.03 (4/23/17 Post)(profit snapshot $376.06);
Item # 4 Pared BDGE Selling Highest Cost 56 Shares at $24.71 (12/10/13 Post)(profit snapshot = $200.2)
Item # 3 Sold 50 BDGE at $23.01 (9/24/12 Post);
Item # 3 Sold 50 BDGE at $23.5 (7/3/12 Post)
++++++
BRKL: +$126.91
 |
| 2021 BRKL .374 Share +$1.27 |
 |
| 2023 BRKL 5 Shares +$2.75 |
 |
| 2023 BRKL 12+ Shares +$12.49 RI |
 |
| 2024 BRKL 13+ Shares +$10.11 |
Item # 3.A. Sold 101+ BRKL at $9.53 (7/28/14 Post)(profit snapshot = $92.21)
+++++
CARE: +$72.01
CARE: +$72.01
Carter Bank & Trust (CARE)
Item # 6 Sold 50 CARE at $13.75-Update For Regional Bank Basket Strategy As Of 8/18/2016 - South Gent | Seeking Alpha (profit snapshot = $34.99)
+++++
 |
| 2016 CARE 50 Shares +$34.99 |
 |
| 2016 CARE 100 Shares +$37.02 |
+++++
CATY: $285
 |
| 2020 CATY 3 Shares +$5.49 |
 |
| 2021 CATY 3+ Shares +$43.47 |
 |
| 2024 CATY 13 Shares +$236.04 |
+++++++
CPF +$53.27
 |
| 2024 CPF 22+ Shares +$53.27 |
Item # 3.F. Eliminated Duplicate Position in CPF - Sold 22+ at $20.95 (2/4/24 Post)
+++++++
+++++
CFG: +$240.9
CFG SEC Filings
Item # 5.D. Eliminated CFG at $36.07 (9/28/19 Post)(profit snapshot =$39.02)
+++++
CIZN: +$503.29
 |
| 2024 CFG 10+ Shares +$86.79 |
 |
| 2024 CFG 9+ Shares +$12.78 RI |
 |
| 2024 CFG 33+ Shares +$72.42 |
+++++
CIZN: +$503.29
 |
| 2022 CIZN 25 Shares +$16.12 |
 |
| 2023 CIZN 25 Shares +$32.5 |
 |
| 2023 CIZN 10 Shares +$34.9 RI |
Item # 4 Sold 100 CIZN @ $20.56 (3/2/11 Post)(profit snapshot = $185.61)
Sold 50 CIZN at $22.5 Update On Regional Bank Basket Strategy As Of 7/17/15 - South Gent | Seeking Alpha (mentioned in the text)
Sold 50 CIZN at $22.5 Update On Regional Bank Basket Strategy As Of 7/17/15 - South Gent | Seeking Alpha (mentioned in the text)
++++++
CZNC: +$1,063.11
CZNC SEC Filings
 |
| 2011 CZNC 100 Shares +$517.61 |
 |
| 2014 CZNC 100 Shares +$48.5 |
 |
| 2015 CZNC 40 Shares +$76.48 |
 |
| 2015 CZNC 100 Shares +$81.97 |
 |
| 2015 CZNC 50 Shares +$38.98 |
 |
| 2015 CZNC 50 Shares +$25.28 |
 |
| 2021 CZNC 1 Share +$7.78 RI |
 |
| 2021 CZNC 15+ Shares +$99.01 |
 |
| 2022 CZNC 20 Shares +$175.24 |
Item # 1 Sold 100 CZNC at $16.53 (9/2/11 Post)(profit snapshot= $517.61)
Item # F. Sold 100 CZNC at $19.52 (8/25/14 Post)(profit snapshot = $48.5)
Update On Regional Bank Basket Strategy As Of 7/17/15 - South Gent | Seeking Alpha (discussed selling 50 at $22.45)
Item # 1 Sold 50 CZNC at $21.09-Update For Regional Bank Basket Strategy As Of 12/4/15 - South Gent | Seeking Alpha (profit snapshot = $76.48)
Item # 5 Sold 50 CZNC at $20.29 - Update For Regional Bank Basket Strategy As Of 6/6/16 - South Gent | Seeking Alpha ($25.28)
++++
COLB: $51.01
 |
| 2022 COLB 5 Shares +$6.6 |
 |
| 2023 COLB 15 Shares +$41.56 |
 |
| 2024 COLB 1 Share +$2.85 RI |
++++
CBU: +$782.47
CBU: +$782.47
 |
| 2015 CBU 50 Shares +$782.47 |
Item # 2 Sold 50 CBU at $39.11 Update For Regional Bank Basket Strategy As Of 10/19/15 - South Gent | Seeking Alpha(profit snapshot = $782.47)
+++++++
CCNE: +$1,190.91
CCNE: +$1,190.91
CNB Financial Corp. (CCNE):
CCNE SEC Filings
CCNE SEC Filings
 |
| 2015 CCNE 50 Shares +$99.48 |
 |
| 2015 CCNE +$127.08 |
 |
| 2015 CCNE 50 Shares +$83.98 |
 |
| 2016 CCNE 50 Shares +$56.07 |
 |
| 2016 CCNE 50 Shares +$56.07 |
 |
| 2017 CCNE 50 Shares +$618.1 |
 |
| 2020 CCNE 15 Shares +$28.48 |
 |
| 2020 CCNE 6 Shares +$31.22 |
 |
| 2021 CCNE 10 Shares +$92.8 |
 |
| 2023 CCNE 10 SHARES +$12.71 |
Item # 1 Sold 50 CCNE at $18.74 and Another 50 Share Lot-Update For Regional Bank Basket Strategy As Of 7/26/16 - South Gent | Seeking Alpha (profit snapshots $56.07 and $40.99)
Item # 3.A. Eliminated Remaining CCNE-Sold 50 at $23.76 (2/17/2017 Post)(profit snapshot $618.1)
Item # 3.A. Eliminated Remaining CCNE-Sold 50 at $23.76 (2/17/2017 Post)(profit snapshot $618.1)
Item # 2.B Pared CCNE-Sold 5 at $20.61 Fidelity taxable; Eliminated CCNE Schwab Taxable -Sold 6 at $21.24 (12/25/2020Post)(profit snapshots= $26.79 and $31.22 = $58.01)
Item # 2.J. Eliminated CCNE-Sold 10 at $23.63 (3/6/21 Post)(profit snapshot= $92.8)
+++++
CVBF: +$270.59
+++++
CVBF: +$270.59
 |
| 2023 CVBF 18+ Shares +$75.39 |
 |
| 2022 CVBF 5 Shares +$33.21 |
 |
| 2022 CVBF 15 Shares +$96.29 |
 |
| 2010 CVBF 50 Shares + $65.6 |
+++
EGBN: +$51.22
 |
| 2024 EGBN 10 Shares +$39.05 |
 |
| 2024 EGBN 5 Shares +$12.17 RI |
++++++
EBMT: +$82.99
 |
| 2020 EBMT 10 Shares +$47.54 |
 |
| 2024 EBMT 10 Shares +$88.92 |
++++
EWBC: +$651.03
EWBC: +$651.03
Item # 7 Sold 50 EWBC at $19.04 (5/5/2010 Post)
+++++++
EBTC: +$593.86
+++++++
EBTC: +$593.86
Enterprise Bancorp Inc. (EBTC):
EBTC SEC Filings
EBTC SEC Filings
 |
| 2010 EBTC 50 Shares +$46.58 |
 |
| 2011 EBTC 50 Shares +$491.11 |
 |
| 2021 EBTC 5 Shares +$56.17 |
Item # 2 Sold 50 out of 150 EBTC @ $13 (12/29/10Post)
Item # 4. Sold 100 EBTC at $15.95 (4/27/11 Post)(profit snapshot= $491.11)
++++++
FISI: +$926.09
Item # 4. Sold 100 EBTC at $15.95 (4/27/11 Post)(profit snapshot= $491.11)
++++++
FISI: +$926.09
 |
| 2020 FISI 10 Shares +$19.01 |
 |
| 2013 FISI 50 Shares +$59.15 |
 |
| 2015 FISI 50 Shares +$442.07 |
 |
| 2015 FISI 51+ Shares +$254.18 |
 |
| 2020 FISI 10 Shares +$19.01 |
 |
| 2020 FISI 5 Shares +$23.76 |
 |
| 2021 FISI 5 Shares +$69.85 |
 |
| 2023 FISI 1 Share +$2.82 RI |
 |
| 2024 FISI 5 Shares $24.7 |
 |
| 2024 FISI 5+ Shares +$9.56 RI |
 |
| 2024 FISI 4 Shares +$12.09 RI |
 |
| 2024 FISI 26+ Shares +$59.74 |
Item # 2 Sold 51+ FISI at $24.1 (5/3/2015 Post)
Item # 5 Sold 50 of 150 FISI at $21.16 (10/11/13 Post)
++++++
FITB: +$1,347.19
Item # 5 Sold 50 of 150 FISI at $21.16 (10/11/13 Post)
++++++
FITB: +$1,347.19
Fifth Third Bancorp (FITB):
FITB SEC Filings
FITB SEC Filings
 |
| 2015 FITB 50+ Shares +$36.57 |
 |
| 2017 FITB 50 Shares +$443.21 |
 |
| 2017 FITB 50+ Shares +$481.05 |
 |
| 2021 FITB 30+ Shares +$199.06 |
 |
| 2024 FITB 10 Shares +$187.2 |
Item # 2.A. Sold 50 FITB at $24.57 (7/3/17 Post)(profit snapshot: $443.21);
Item # 2.C. Sold 50+ FITB at $27.53 (2/27/17 Post)(profit snapshot = +481.05)
Item # 2.C. Eliminated FITB - Sold 10 at $34 (2/23/24 Post)(profit snapshot = $187.2)
+++++
FNLC: +$1,192.66
First Bancorp Inc. (FNLC):
FNLC SEC Filings
FNLC SEC Filings
 |
| 2011 FNLC 50 Shares +$16.58 |
 |
| 2012 FNLC 52+ Shares +$124.6 |
 |
| 2015 FNLC 100 Shares +$215.56 |
 |
| 2015 FNLC 50 Shares +$115.48 |
 |
| 2016 FNLC 50 Shares +$279.47 |
 |
| 2016 FNLC +$391.47 |
 |
| 2024 FNLC 10 Shares +$49.5 |
Item # 2 Sold 52 FNLC at $15.55 (6/15/12 Post)(profit snapshot =$123.88)
Comment 9/27/16 Sold 100 FNLC for a Combined Profit (two accounts)
Comment 9/27/16 Sold 100 FNLC for a Combined Profit (two accounts)
 |
| 2020 FBNC 11+ Shares +$70.16 |
++++
BUSE: $120.74
 |
| 2015 BUSE 50 SHARES +$69.09 |
 |
| 2022 BUSE 5 SHARES +$51.65 |
+++++
FCBP: +$176.18
First Choice was acquired by Enterprise Bank & Trust (EFSC) in July 2021. Enterprise Financial Services Corp Announces Completion of Merger With First Choice Bancorp
 |
| 2021 FCBP 5 Shares +$40 |
 |
| 2021 FCBP 10 Shares +$136.18 |
+++++++
FCF: +$148.69
FCF: +$148.69
First Commonwealth Financial Corp. (FCF):
FCF SEC Filings
FCF SEC Filings
 |
| 2015 FCF 30 Shares +$90.29 |
 |
| 2024 FCF 10 Shares +$58.4 |
+++++++
FCBC: +$174.68
FCBC: +$174.68
First Community Bancshares Inc. (FCBC):
FCBC SEC Filings
Item # 2.B. Eliminated FCBC - Sold 10 at $32.9 (2/15/24 Post)
FCBC SEC Filings
 |
| 2012 FCBC 50 Shares +$136.08 |
 |
| 2011 FCBC 100 Shares +$35.6 |
 |
| 2024 FCBC 10 Shares +$138.5 |
Item # 2.B. Eliminated FCBC - Sold 10 at $32.9 (2/15/24 Post)
Item # 1 Sold 50 FCBC at 15.54 (7/23/12 Post)(profit Snapshot +$136.08)
Item # 1 Sold 100 FCBC at $14.44 (6/21/11 Post)
+++++
FFBC: +$2,515.54
Item # 1 Sold 100 FCBC at $14.44 (6/21/11 Post)
+++++
FFBC: +$2,515.54
First Financial Bancorp (FFBC):
FFBC SEC Filings
FFBC SEC Filings
 |
| 2010 50 Shares +$17.95 |
 |
| 2013 FFBC 57 Shares +$37.68 |
 |
| 2014 FFBC 55 Shares +$110.59 |
 |
| 2016 FFBC 50 Shares +$53.08 |
 |
| 2016 FFBC 50 Shares +$52.76 |
 |
| 2016 FFBC 50 Shares +$215.98 |
 |
| 2016 FFBC 52 Shares +$280.72 |
 |
| 2016 FFBC 100 Shares +$35.06 |
 |
| 2017 FFBC 84+ Shares +$1,129.21 |
 |
| 2021 FFBC 12 Shares +$8.41 |
 |
| 2021 FFBC 25 Shares +$30.91 |
 |
| 2022 FFBC 20+ Shares +$59.93 |
 |
| 2022 FFBC 10 Shares +$124.4 |
 |
| 2024 FFBC 60+ Shares $358.83 |
Item # 4 Sold 57 FFBC at $17.03-Highest Cost Shares (12/23/13)(profit snapshot = $37.68)
Item # 3 Pared Highest Cost Shares by Selling 55 FFBC at $17.31 (11/1/2014 Post)(profit snapshot = $110.59)
Item # 3 Sold 50 FFBC at $19.25 Update For Regional Bank Basket Strategy As Of 5/4/16 - South Gent | Seeking Alpha (profit snapshot $52.76)
Item # 1 Sold 50 FFBC at $20.11-Update For Regional Bank Basket Strategy As Of 7/12/16 - South Gent | Seeking Alpha (profit snapshot = $215.98)
Item # 4 Sold 52 FFBC at $21.25-Update For Regional Bank Basket Strategy As Of 8/18/2016 - South Gent | Seeking Alpha (profit snapshot $280.71)
Item # 3.A. Sold 84+ FFBC at $28.1 (3/24/17 Post)(profit snapshot=$1,129.21)
Item # 3 Pared Highest Cost Shares by Selling 55 FFBC at $17.31 (11/1/2014 Post)(profit snapshot = $110.59)
Item # 3 Sold 50 FFBC at $19.25 Update For Regional Bank Basket Strategy As Of 5/4/16 - South Gent | Seeking Alpha (profit snapshot $52.76)
Item # 1 Sold 50 FFBC at $20.11-Update For Regional Bank Basket Strategy As Of 7/12/16 - South Gent | Seeking Alpha (profit snapshot = $215.98)
Item # 4 Sold 52 FFBC at $21.25-Update For Regional Bank Basket Strategy As Of 8/18/2016 - South Gent | Seeking Alpha (profit snapshot $280.71)
Item # 3.A. Sold 84+ FFBC at $28.1 (3/24/17 Post)(profit snapshot=$1,129.21)
Items #5.A Pared FFBC in Fidelity Account - Sold 20+ at $25.89 and Item # 5.B. Eliminated FFBC in Vanguard Account-Sold 10 at $25.89 (11/29/22 Post)(profit snapshots = $184.33)
Item # 2.A. Eliminated FFBC - Sold 60+ at $21.52 (3/8/24 Post)(profit snapshot = $358.63)
+++++
FFNW: +$255.61
 |
| 2021 FFNW 3 Shares +$8.88 RI |
 |
| 2021 FFNW 5 Shares +$33.5 |
 |
| 2022 FFNW 2+ shares +$15.74 RI |
 |
| 2022 FFNW 10 Shares +$73 |
 |
| 2022 FFNW 15 Shares +$107.99 |
 |
| 2022 FFNW 10 Shares +$16.5 |
+++++
FHB: +$769.98
FHB: +$769.98
 |
| 2018 FHB 10 Shares +$17.55 |
 |
| 2018 FHB 100 Shares +$40.11 |
 |
| 2020 FHB 5 shares +$13.63 |
 |
| 2020 FHB 40 Shares +$25.82 |
 |
| 2020 FHB 15 Shares +$35.32 |
 |
| 2020 FHB 20 Shares +$21.59 |
 |
| 2021 FHB 55 Shares +$54.91 |
 |
| 2021 FHB 6 Shares +$20.42 |
 |
| 2021 FHB 8 Shares +$43.48 |
 |
| 2021 FHB 43+ Shares +$120.42 |
 |
| 2021 FHB 5 Shares +$30.76 |
 |
| 2022 FHB 11 Shares +$78.07 |
 |
| 2023 FHB 5+ Shares +$18.33 |
 |
| 2023 FHB 10 Shares +$46.05 |
 |
| 2023 FHB 8 Shares +$26.9 |
 |
| 2023 FHB 5+ Shares +$23.51 RI |
 |
| 2023 FHB 33.1 Shares +$119.79 |
 |
| 2024 FHB 7+ Shares +$33.31 |
Item 1.A. Pared FHB in Schwab Account: Sold 40 at $29.65; 5 at $30.81 and Item #1.B. Pared 10 FHB in Fidelity Account at $29.65 and 10 at $30.02 (2/12/20 Post)(profit snapshots= $39.45 and $21.59 respectively)
Item # 1.A. Sold 10 FHB at $30.76 (6/21/18 Post)(profit snapshot = $17.55; includes a snapshot of 100 shares, held for 6 trading days, booking a $40.11 profit)
++++
FHN: +$2,820.09
First Horizon National Corp. (FHN):
FHN SEC Filings
FHN SEC Filings
 |
| 2015 FHN 30 SHARES +$73.64 |
 |
| 2019 FHN 46+ Shares +$67.86 |
 |
| 2020 FHN 10 Shares +$19.49 |
 |
| 2021 FHN 20 Shares +$40.21 |
 |
| 2021 FHN 91+ Shares +$109.57 |
 |
| 2022 FHN 15 SHARES +$23.46 RI |
 |
| 2022 FHN 10 Shares +$22.91 |
 |
| 2022 FHN 21+ Shares +$80.68 RI |
 |
| 2022 FHN 5 Shares +$37.25 |
 |
| 2022 FHN 20+ Shares +$306.27 |
 |
| 2022 FHN 523+ Shares +$2,030.02 |
 |
| 2024 FHN 1 Share $1.9 RI |
Item # 1. Pared FHN in Fidelity Taxable Account - Sold 450 at $24.33 (11/1/22 Post)(profit snapshot = $1,261. 77)
Item # 1. Eliminated FHN - Sold 5 at $24.38; 20+ at $24.47; and 47+ at $24.38 (11/15/22 Post)(profit snapshots = 1,071. 04)
+++++
FIBK: $175.18
First Interstate BancSystem Inc. Cl A (FIBK):
FIBK SEC Filings
Item # 2.C. Sold 51+ FIBK at $19.33 (3/25/13 Post)(profit snapshot $175.18)
++++++
FFIC: +$573.6
+++++
FIBK: $175.18
First Interstate BancSystem Inc. Cl A (FIBK):
FIBK SEC Filings
Item # 2.C. Sold 51+ FIBK at $19.33 (3/25/13 Post)(profit snapshot $175.18)
++++++
FFIC: +$573.6
Flushing Financial Corp. (FFIC):
FFIC SEC Filings
FFIC SEC Filings
 |
| 2011 FFIC 100 Shares +$200.7 |
 |
| 2011 FFIC 50 Shares +$96.6 |
 |
| 2020 FFIC 15 Shares +$39.96 |
 |
| 2021 FFIC 10 Shares +$82.8 |
 |
| 2021 FFIC 2 Shares +$22.13 |
 |
| 2021 FFIC 5 Shares +$63.93 |
 |
| 2022 FFIC 5 Shares +$58.91 RI |
++++
FNB: +$2,358.55
FNB: +$2,358.55
F.N.B. Corp. (FNB):
FNB SEC Filings
FNB SEC Filings
 |
| 2010 FNB 50 Shares $72.15 |
 |
| 2010 FNB 50 Shares +$12.1 |
 |
| 2015 FNB 50 Shares +$125.5 |
 |
| 2016 FNB 100 Shares +$53.35 |
 |
| 2016 FNB 50 Shares +$84.54 |
 |
| 2016 FNB 100 Shares +$35.41 |
 |
| 2017 FNB 50+ Shares +$182.4 |
 |
| 2017 FNB 57+ Shares +$335.42 |
 |
| 2017 FNB 100 Shares +$137.21 |
 |
| 2018 FNB 50 Shares +$28.54 |
 |
| 2018 FNB 50 Shares +$51.59 |
 |
| 2018 FNB 60+ Shares +$66.17 |
 |
| 2019 FNB 31+ Shares +$78.97 (10/22 sell) |
 |
| 2019 FNB 50 Shares +$47.68 |
 |
| 2019 FNB 100 Shares +$43.62 |
 |
| 2021 FNB 115 Shares +$68.69 |
 |
| 2021 FNB 100 Shares +$55.18 |
 |
| 2021 FNB 31 Shares +$79.15 |
 |
| 2021 FNB 5 Shares +$30.49 RI |
 |
| 2021 FNB 12 Shares +$32.89 |
 |
| 2022 FNB 10 Shares +$23.65 |
 |
| 2022 FNB 10 Shares +$43.37 |
 |
| 2022 FNB 5 Shares +$26.83 |
 |
| 2023 FNB 50+ shares +$297.9 |
 |
| 2023 FNB 57+ Shares +$343.85 |
 |
| 2023 FNB 10 Shares $70.98 RI |
 |
| 2023 FNB 5+ Shares +$50.98 RI |
 |
| 2023 FNB 15+ Shares +$117.17 |
Item # 2.C. Sold 57+ FNB at $14.12 (7/3/17 Post)(profit snapshot = $335.42)
Item 3.A. Sold 50 FNB at $15.53 (3/16/17 Post)(profit snapshot = $182.4)
Item # 2.C Sold 31 FNB at $12.17 and Item # 2.D Sold 100 FNB at $12.17 (11/2/19 Post)(profit snapshot = $43.62)
Item # 5.A Sold 20 FNB at $11.42 (9/28/19 Post)
Item # 3.A. Sold 30 FNB at $11.95-Used Fidelity Commission Free Trade (5/18/19 Post)
Item # 1.A. Sold 50 FNB at $13.65-Used Commission Free Trade (9/5/18 Post)
Item # 1.D. Sold 50 FNB at $13.9-Used Commission Free Trade (6/18/18 Post)(profit snapshot = $51.59)
Item 2.A. Sold 60 FNB at $14.59 (3/5/2018)(profit snapshot = $66.17)
Item # 4.A. Sold 100 FNB at $13.94-Satellite Taxable Account (10/23/17 Post)(profit snapshot = $137.21)
Comment (10/22/16) Sold 100 FNB at $12.9
Item # 1 Sold 50 FNB-Update For Regional Bank Basket Strategy As Of 3/17/16 - South Gent | Seeking Alpha (profit snapshot = +$84.54)
Item # 5.A Sold 20 FNB at $11.42 (9/28/19 Post)
Item # 3.A. Sold 30 FNB at $11.95-Used Fidelity Commission Free Trade (5/18/19 Post)
Item # 1.A. Sold 50 FNB at $13.65-Used Commission Free Trade (9/5/18 Post)
Item # 1.D. Sold 50 FNB at $13.9-Used Commission Free Trade (6/18/18 Post)(profit snapshot = $51.59)
Item 2.A. Sold 60 FNB at $14.59 (3/5/2018)(profit snapshot = $66.17)
Item # 4.A. Sold 100 FNB at $13.94-Satellite Taxable Account (10/23/17 Post)(profit snapshot = $137.21)
Comment (10/22/16) Sold 100 FNB at $12.9
Item # 1 Sold 50 FNB-Update For Regional Bank Basket Strategy As Of 3/17/16 - South Gent | Seeking Alpha (profit snapshot = +$84.54)
+++++++
FRAF: +$81.01
 |
| 2020 FRAF 5 Shares +$20.97 |
 |
| 2022 FRAF 5 Shares +$60.04 |
FULT: $28.96
 |
| 2023 FULT 5+ Shares +$9.52 RI |
 |
| 2024 FULT 31+ Shares Net of +$19.44 |
+++++++
GABC: $111.71
German American Bancorp Inc. (GABC):
GABC SED Filings
Item # 2 Sold 52+ GABC at $19.62 (6/19/12 Post)(profit snapshot = $111.71)
+++++
GBCI: $162.18
Glacier Bancorp Inc. (GBCI):
GBCI SEC Filings
Item # 2 Sold 50 GBCI at $14.58 (1/31/11 Post)
Item # 3 Sold 50 GBCI at $12.53 (10/31/11 Post)
+++++
GSBC: +$115.81
GBCI SEC Filings
Item # 3 Sold 50 GBCI at $12.53 (10/31/11 Post)
+++++
GSBC: +$115.81
Great Southern Bancorp Inc (GSBC):
GSBC SEC Filings
Item # 4 Sold 50 of 100 GSBC at $19.27 (7/8/2011 Post)
Item # 2 Sold Remaining 50 GSBC at $19.5 (7/19/11 Post)
+++++
HOPE: +$465.92
GSBC SEC Filings
Item # 4 Sold 50 of 100 GSBC at $19.27 (7/8/2011 Post)
Item # 2 Sold Remaining 50 GSBC at $19.5 (7/19/11 Post)
+++++
HOPE: +$465.92
Hope Bancorp Inc. (HOPE):
HOPE SEC Filings
HOPE SEC Filings
 |
| 2016 HOPE 50 Shares +$137.97 |
 |
| 2017 HOPE 50 Shares +$169.97 |
 |
| 2018 HOPE 20 Shares +$5.25 |
 |
| 2021 HOPE 16 Shares +$7.97 RI |
 |
| 2021 HOPE 53+ shares +$79.45 |
 |
| 2023 HOPE 4+ Shares +$12.98 RI |
 |
| 2024 HOPE 2+ Shares +$19.45 RI |
 |
| 2024 HOPE 36+ Shares +$32.87 |
Item #3.C. SOLD 20 HOPE at $17.91-Used Commission free trade (8/26/18 Post)(profit snapshot = $5.25)
Item 1.A. Sold 50 HOPE at $19 (11/4/17 Post)(profit snapshot = $169.97)
Comment (11/15/16) Mentioned Selling 50 HOPE at $18.75 for $137.97 profit
++++
HBNC: +$815.42
Horizon Bancorp Inc. (HBNC):
HBNC SEC Filings
Item # 2 Sold 60 HBNC at $24.96 (4/30/12 Post)
Comment (11/15/16) Mentioned Selling 50 HOPE at $18.75 for $137.97 profit
++++
HBNC: +$815.42
Horizon Bancorp Inc. (HBNC):
HBNC SEC Filings
 |
| 2012 HBNC 60 Shares +$428.68 |
 |
| 2020 HBNC 15 Shares +$48.53 |
 |
| 2021 HBNC 5 Shares $31.09 |
 |
| 2023 HBNC 15+ Shares +$73.45 |
 |
| 2023 HBNC 20 Shares +$96.4 |
 |
| 2024 HBNC 13 Shares +$46.17 RI |
 |
| 2024 HBNC 20+ Shares +$81.23 |
 |
| 2024 HBNC 2+ shares +$11.67 RI |
Item # 3.C. Eliminated HBNC - Sold 20+ at $13.73 (1/26/24 Post)
+++++
HBAN: +$1,334.29
+++++
HBAN: +$1,334.29
Huntington Bancshares Inc. (HBAN):
HBAN SEC Filings
HBAN SEC Filings
 |
| 2010 HBAN 90 Shares +$139.84 |
 |
| 2014 HBAN 100 Shares +$275.68 |
 |
| 2016 HBAN 50 Shares +$39.54 |
 |
| 2018 HBAN 100 Shares +$254.75 |
 |
| 2019 HBAN 51+ Shares +$52.58 |
 |
| 2019 HBAN 102+ Shares +$58.91 |
 |
| 2019 HBAN 104+ Shares +$83.71 |
 |
| 2020 HBAN 11 Shares +$30.33 |
 |
| 2021 HBAN 70 Shares +$40.58 |
 |
| 2021 HBAN 15 Shares +$12.94 |
 |
| 2021 HBAN 16 Shares +$22.96 RI |
 |
| 2022 HBAN 10 Shares +$42.79 |
 |
| 2023 HBAN 10 Shares +$21.95 |
 |
| 2023 HBAN 10 Shares +$78.1 |
 |
| 2023 HBAN 20 Shares +$50.11 |
 |
| 2024 HBAN 40+ Shares +$165.46 |
Item # 5.A. Sold 104+ HBAN at $14.65 and 102+ at $14.57 (8/17/19 Post)(profit snapshots = $58.91 and $83.71)
Item # 3.A. Sold 100 HBAN at $16.12 (2/3/18 Post)(profit snapshot = $254.75)
Sold 50 HBAN at $9.53 (10/17/14 Post)(profit Snapshot $275.68)
Item # 4 Sold 50 HBAN at $9.38 Update For Regional Bank Basket Strategy As Of 8/18/2016 - South Gent | Seeking Alpha (profit snapshot = $39.54)
Item # 3 Sold 90 HBAN at $5.83 (9/29/2010 Post)
Item # 3.A. Sold 100 HBAN at $16.12 (2/3/18 Post)(profit snapshot = $254.75)
Sold 50 HBAN at $9.53 (10/17/14 Post)(profit Snapshot $275.68)
Item # 4 Sold 50 HBAN at $9.38 Update For Regional Bank Basket Strategy As Of 8/18/2016 - South Gent | Seeking Alpha (profit snapshot = $39.54)
Item # 3 Sold 90 HBAN at $5.83 (9/29/2010 Post)
+++
ISBC: +$139.59 (acquired by CFG in April 2022)
 |
| 2021 ISBC .695 share +$2.31 |
 |
| 2021 ISBC 12 Shares +$79.59 |
 |
| 2022 ISBC 30 Shares +$43.8 |
 |
| 2022 ISBC 10 Shares +$14.6 |
++++++++
KEY: +$886.52
KeyCorp (KEY)
KEY SEC Filings
KEY SEC Filings
 |
| 2009 KEY 100 Shares +$86.98 |
 |
| 2013 KEY 140 Shares +$429.32 |
 |
| 2016 KEY 254+ Shares +$219.01 |
 |
| 2021 KEY .403 Share +$3.64 |
 |
| 2023 KEY 15 Shares +$72.86 |
 |
| 2023 KEY 10 Shares +$1.95 |
 |
| 2023 KEY 10 Shares +$4.22 |
 |
| 2023 KEY 10+ Shares +$16.92 RI |
 |
| 2023 KEY 10 Shares +$23.8 |
 |
| 2023 KEY 7 Shares Net +$4.12 RI |
 |
| 2023 KEY 7 Shares +$4.12 |
 |
| 2024 KEY 10 Shares +$19.58 RI |
Item # 1. Sold: 140 KEY at $11.8 (7/27/13 Post)(profit snapshot = $429.32)
Item # 2.A. Eliminated KEY - Sold 15 at $17.04; 10 at $18.16; 10 at $18.22 (1/30/23 Post)(profit snapshots = $79.03)
Item # 3.H. Eliminated KEY - Sold 10 at $11.65 (7/22/23 Post)(profit snapshot = $23.8)
++++++++++
++++++++++
LBAI: $294.14
Lakeland Bancorp Inc. (LBAI):
LBAI SEC Filings
Item # 3 Sold 100 LBAI at $11.04 (10/9/13 Post)(profit snapshot = $142.09)
Item # 4 Sold 50 LBAI at $11.41-Update For Regional Bank Basket Strategy As Of 5/4/16 - South Gent | Seeking Alpha (profit snapshot = $40.99)
Item # 3 Sold 50 LBAI at $11.36-Update For Regional Bank Basket Strategy As Of 6/6/16 - South Gent | Seeking Alpha (profit snapshot= $66.99)
++++++
LARK: $586.05
LBAI SEC Filings
 |
| 2013 LBAI +$142.09 |
 |
| 2015 LBAI 100 SHARES +$44.07 |
 |
| 2016 LBAI 50 SHARES $40.99 |
 |
| 2016 LBAI 50 SHARES +$66.99 |
Item # 4 Sold 50 LBAI at $11.41-Update For Regional Bank Basket Strategy As Of 5/4/16 - South Gent | Seeking Alpha (profit snapshot = $40.99)
Item # 3 Sold 50 LBAI at $11.36-Update For Regional Bank Basket Strategy As Of 6/6/16 - South Gent | Seeking Alpha (profit snapshot= $66.99)
++++++
LARK: $586.05
Landmark Bancorp Inc. (LARK)
LARK SEC Filings
LARK SEC Filings
 |
| 2012 LARK 52 Shares +$129.08 |
 |
| 2014 Lark 100 Shares +$291.15 |
 |
| 2016 LARK 50 Shares +$37.62 |
 |
| 2016 LARK 50 Shares +$48.47 |
 |
| 2021 LARK 10 Shares +$79.73 |
Item # 3 Sold 52 LARK at $18.75 (1/9/12 Post)(profit snapshot $129.08)
Item # 4 Sold 50 LARK at $23.5 (6/29/14 Post)
Item # 3.B. Sold 50 LARK at $22.42 (9/29/14 Post)
Item # 2 Eliminated LARK: Sold 50 at $25.27 and 50 at $25.4 -Update For Regional Bank Basket Strategy As Of 7/1/16 - South Gent | Seeking Alpha (profit snapshots = $37.62 and $48.47)
Item # 4 Sold 50 LARK at $23.5 (6/29/14 Post)
Item # 3.B. Sold 50 LARK at $22.42 (9/29/14 Post)
++++
MTB: +$261.97
 |
| 2021 MTB 1 share +$14.1 |
 |
| 2021 MTB 2 shares + $18.22 RI |
 |
| 2021 MTB 4+ shares +$58.31 |
 |
| 2022 MTB 4 Shares +$141.91 |
 |
| 2024 MTB 1 Share +$25.8 |
+++++
MCBC: $109.68
 |
| 2022 MCBC 45 Shares +$52.78 |
 |
| 2022 MCBC 20 Shares +$23.79 |
 |
| 2022 MCBC 20 Shares +$22.22 |
 |
| 2022 MCBC 4+ shares +$6.11 RI |
 |
| 2022 MCBC 5 Shares $4.78 RI |
+++++
MFNC: $47.09
Mackinac was acquired by Nicolet Bankshares (NIC) on 9/3/2021.
Item # 4.A. Sold 100 MLGF at $26.8 (10/10/17 Post)(profit snapshot = $384.94)
++++++
MBWM = $240.31
 |
| 2024 MBWM 27+ Shares +$240.31 |
Item # 2.E. Eliminated MBWM - Sold 22+ at $36.48 (3/8/24 Post)(profit snapshot = $195.62)
++++++
NKSH: +$104.52
 |
| 2022 NKSH 5 Shares +$67.89 |
++++
NBTB: +$223.49
NBTB: +$223.49
 |
| 2021 NBTB 10+ Shares +$58.11 |
 |
| 2022 NBTB 2 Shares +$17.31 |
++++++++
NYCB (formerly traded under NYB): $1,487.81
New York Community Bancorp Inc. (NYCB):
NYCB SEC Filings
NYCB (formerly traded under NYB): $1,487.81
New York Community Bancorp Inc. (NYCB):
NYCB SEC Filings
 |
| 2009 NYB 50 Shares +$21.48 |
 |
| 2010 NYB 50 Shares +$331.03 |
 |
| 2015 NYCB 150 Shares +$999.66 |
 |
| 2016 NYCB 101+ Shares +$37.45 |
 |
| 2016 NYCB 50 Shares +$16.23 |
 |
| 2019 NYCB 46 Shares +$61.7 |
 |
| 2020 NYCB 10 Shares +$2.51 |
 |
| 2022 NYCB 100 Shares +$35.18 |
 |
| 2024 NYCB 7+ Shares -$17.52 RI |
Item # 1.A. Eliminated NYCB in Fidelity Account-Sold 46+ shares at $12.31 (3/10/19 Post)(profit snapshot = $61.7)
South Gent's Comment Blog # 5: Sold 50 NYCB at $15.58 (11/16/16 Comment)
Update For Regional Bank Basket Strategy As Of 10/19/15 - South Gent | Seeking Alpha: Item # 1 Sold 150 NYCB at $18.57 (profit snapshot= $999.66)
Item # 2.D. Sold 50 NYB at $14.25 (3/25/13 Post)(profit snapshot= $49.58)
Item # 7 Sold 50 NYB at $17.51 (7/28/2010 Post)(profit snapshot $331.03)
+++++
NRIM: $317.27
Northrim BanCorp Inc. (NRIM):
NRIM SEC Filings
NRIM SEC Filings
 |
| 2011 NRIM 50 Shares +$153.58 |
 |
| 2022 NRIM 5 Shares +$163.89 |
++++++
NWBI: $216.75
NWBI: $216.75
Northwest Bancshares Inc. (NWBI):
NWBI SEC Filings
Item # 1 Sold 156+ NWBI at $12.52 (6/30/11 Post)
Item # 2 Sold 50 NWBI at $12.5 (2/22/11 Post)
NWBI SEC Filings
 |
| 2011 NWBI 206+ Shares +$201.79 |
 |
| 2020 NWBI 25 Shares +$14.96 |
Item # 2 Sold 50 NWBI at $12.5 (2/22/11 Post)
+++++
NWFL +$26.31
 |
| 2023 NWFL 5+ Shares +$7.51 RI |
 |
| 2023 NWFL 15 Shares +$9.44 |
 |
| 2023 NWFL 5 SHARES +$9.35 RI |
++++
OCFC: +$81.1
Old National Bancorp (ONB):
ONB SEC Filings
ONB SEC Filings
 |
| 2012 ONB 100 Shares +$99.07 |
 |
| 2013 ONB 50 Shares +$95.13 |
 |
| 2015 ONB 50 Shares +$21.89 |
 |
| 2015 ONB 50 Shares +$67.58 |
 |
| 2016 ONB 50 Shares +$90.48 |
 |
| 2016 ONB 50 Shares +$69.5 |
 |
| 2017 ONB 50 Shares +$312.97 |
 |
| 2018 ONB 10 Shares +$29.19 |
 |
| 2021 ONB 15+ Shares +$79.97 |
 |
| 2022 ONB 10 Shares + $37.25 |
 |
| 2022 ONB 10 Shares +$40.24 |
 |
| 2023 ONB 20 Shares +$69.01 |
 |
| 2023 ONB 25 Shares +$83.45 |
Item # 1 Sold 100 ONB at $13 (8/22/12 Post)(profit snapshot = $99.07)
Item # 1 Sold 50 ONB at $14.12 (7/16/13 Post)(profit snapshot = $95.13)
Item # 6 Sold 50 ONB at $13.05-Update For Regional Bank Basket Strategy As Of 6/6/16 - South Gent | Seeking Alpha (profit snapshot= $69.5)
Item 2.A. Eliminated ONB-Sold 50 Shares at $18.55 (2/27/17 Post)(profit snapshot = +$312.97)
Item # 4.A. Sold 10 ONB at $19.66 (7/29/18)(profit snapshot +$29.19)
Item # 1 Sold 50 ONB at $14.12 (7/16/13 Post)(profit snapshot = $95.13)
Item # 6 Sold 50 ONB at $13.05-Update For Regional Bank Basket Strategy As Of 6/6/16 - South Gent | Seeking Alpha (profit snapshot= $69.5)
Item 2.A. Eliminated ONB-Sold 50 Shares at $18.55 (2/27/17 Post)(profit snapshot = +$312.97)
Item # 4.A. Sold 10 ONB at $19.66 (7/29/18)(profit snapshot +$29.19)
Item # 1.H. Eliminated ONB-Sold 15 at $17.87 (2/13/21 Post)(profits snapshot = $79.97)
+++++
OPBK: $111
 |
| 2023 OPBK 10 Shares +$7.69 |
 |
| 2024 OPBK 124+ Shares +$103.31 |
Item # 3.A. Eliminated OPBK - Sold 124+ Shares at $11.03 (1/26/24 Post)
++++
ORRF: +$168.28
 |
| 2021 ORRF 20 Shares +$142.98 |
 |
| 2021 ORRF 5 Shares +$25.3 |
Item # 1.J. Pared ORRF in Fidelity Account-Sold 10 at $24.42 (3/27/21 Post)
+++++
PBCT: $1,525.02
PBCT: $1,525.02
PBCT was acquired by M&T Bank (MTB) in April 2022. M&T Bank Corporation Completes Acquisition of People's United Financial, Inc. | M&T Bank Corporation
PBCT SEC Filings
PBCT SEC Filings
 |
| 2013 PBCT 100 Shares +$298.47 |
 |
| 2019 PBCT 101+ Shares +$182.26 |
 |
| 2020 PBCT 5 Shares +$5.5 |
 |
| 2020 PBCT 5 Shares +$8.35 |
 |
| 2021 PBCT 10+ Shares +$66.3 RI |
 |
| 2021 PBCT 30 Shares +$59.99 |
 |
| 2021 PBCT 7 shares +$56.6 RI |
 |
| 2021 PBCT 20 shares +$156.73 |
 |
| 2021 PBCT 20+ SHARES +$110.52 |
 |
| 2022 PBCT .8178 Share +$4.28 |
 |
| 2022 PBCT 62 shares +$575.82 |
Item # 3.B. Pared Highest Cost Lot in Vanguard Taxable Account-Sold 5 at $12.55 (12/5/20 Post)(profit snapshot= $8.35)
+++
PFBI: +$25.73
 |
| 2020 PFBI 30 Shares +$25.73 |
++++
PFC: $103.79
 |
| 2020 PFC 10 Shares +$45.94 |
 |
| 2024 PFC 10 shares +$57.85 |
Item # 2.G. Eliminated PFC - Sold 10 at $20.21 (3/8/24 Post)(profit snapshot = $57.85)
++++
Primis Financial Corp. (FRST) trades are listed under its previous name Southern National Bancorp of Virginia (SONA) below.
+++
PFS: $211.16
Provident Financial Services Inc. (PFS):
PFS SEC Filings
PFS SEC Filings
 |
| 2010 PFS 50 Shares +$67.08 |
 |
| 2011 PFS 50 Shares +$144.08 |
++++++
RF: +$517.16
RF: +$517.16
Regions Financial Corp. (RF)
RF SEC Filings
RF SEC Filings
 |
| 2010 RF 50 Shares +$143.32 |
 |
| 2015 RF 30 Shares +$20.84 |
 |
| 2015 RF 100 Shares +$30.48 |
 |
| 2016 RF 100 Shares + $63.48 |
 |
| 2020 RF 35 Shares +$42.67 |
 |
| 2022 2+ SHARES +$24.84 |
 |
| 2024 RF 20+ Shares +$191.53 |
Item # 1 Sold 50 RF @ 6.57 (11/9/10 Post)(profit snapshot = $143.32)
Item # 1 Sold 100 RF at $9.16-Update For Regional Bank Basket Strategy As Of 8/18/2016 - South Gent | Seeking Alpha (profit snapshot =$63.48)
Item # 1 Sold 100 RF at $9.16-Update For Regional Bank Basket Strategy As Of 8/18/2016 - South Gent | Seeking Alpha (profit snapshot =$63.48)
Item # 2.H. Sold 10 RF at $15.6 and 25 at $16.05 (12/12/20 Post) (profit snapshot =$42.67)
Item # 2.B. Eliminated RF - Sold 20+ at $18.36 (3/8/24 Post)(profit snapshot = $191.53)
++++
RNST: +$1,455.29
Renasant Corp (RNST):
RNST SEC Filings
 |
| 2010 RNST 50 Shares +$22.08 |
 |
| 2013 RNST 155+ Shares +$1,433.21 |
Item # 4 Sold 150 RNST at $23.9 (5/20/13 Post)(profit snapshot = $1,433.21)
Item # 8 Sold 50 RNST at $14.91 (9/10/2010 Post)
Item # 8 Sold 50 RNST at $14.91 (9/10/2010 Post)
+++++
STBA: +$184.34
 |
| 2024 STBA 30 Shares +$164.93 |
 |
| 2024 STBA +$19.51 RI |
Item # 3.A. Eliminated STBA - Sold 30 at $34.49 (2/2/24 Post)(profit snapshot = $164.93)
+++++++++
SHBI: +$140.26
 |
| 2021 SHBI 10 Shares +$39.99 |
 |
| 2022 SHBI 10 SHARES +$100.27 |
Item # 1.D. Pared SHBI-Sold 5 at $15.4 (3/20/21 Post)
+++++
SONA: $772.29
+++++
SONA: $772.29
Changed Name and symbol to Primis Financial Corp. (FRST)
SONA SEC Filings
SONA SEC Filings
 |
| 2015 SONA 100 Shares +$86.26 |
 |
| 2015 SONA 100 Shares +$119.98 |
 |
| 2016 SONA 50 Shares +$155.86 |
 |
| 2016 SONA 100 Shares + $66.97 |
 |
| 2021 SONA 10 Shares +$62.77 |
 |
| 2021 FRST 3+ Shares +$18.79 RI |
 |
| 2021 FRST 20+ Shares +$128.26 |
 |
| 2021 FRST 20 Shares +$133.4 |
Item # 3 Sold 100 of 150 SONA at $13.12 Update For Regional Bank Basket Strategy As Of 8/18/2016 - South Gent | Seeking Alpha (profit snapshot = $53.48);
Eliminated SONA Sold 100 at $12.8 and 100 at $12.98-Update For Regional Bank Basket Strategy As Of 12/28/15 - South Gent | Seeking Alpha (profit snapshot +$206.24)
Sold Remaining 50 SONA at $15.05 South Gent's Comment Blog # 6 (+$155.86)
++++++
SBSI: +$534.99
Eliminated SONA Sold 100 at $12.8 and 100 at $12.98-Update For Regional Bank Basket Strategy As Of 12/28/15 - South Gent | Seeking Alpha (profit snapshot +$206.24)
Sold Remaining 50 SONA at $15.05 South Gent's Comment Blog # 6 (+$155.86)
++++++
SBSI: +$534.99
Southside Bancshares:
SBSI SEC Filings
SBSI SEC Filings
 |
| 2011 SBSI 52+ Shares +$87.79 |
 |
| 2011 SBSI 54+ Shares +$120.9 |
 |
| 2012 SBSI 100 Shares +$97.05 |
 |
| 2013 SBSI 50 Shares +$39.47 |
 |
| 2021 SBSI 3 Shares +$42.31 |
 |
| 2021 SBSI 1+ Share +$12.82 |
 |
| 2024 SBSI 5+ Shares +$28.5 RI |
 |
| 2024 SBSI 25 Shares +$106.15 |
Item # 3 Sold 107+ SBSI at $20.5 (7/18/11 Post)
Item # 2 Sold 100 SBSI at $21.53 (6/28/12 Post)(profit snapshot = $97.05)
Item # 2.B. Sold 50 SBSI at $21.27 (4/29/13 Post)(profit snapshot +$39.37)
Item # 2 Sold 100 SBSI at $21.53 (6/28/12 Post)(profit snapshot = $97.05)
Item # 2.B. Sold 50 SBSI at $21.27 (4/29/13 Post)(profit snapshot +$39.37)
Item # 2.F. Eliminated SBSI-Sold 25 at $30.03 (3/8/24 Post)(profit snapshot = $106.15)
++++++
STL-PBNY: $965.82
Sterling Bancorp (STL):
STL SEC Filings
Item # 3 Sold STL at $10.5 (2/15/11 Post)
Item # 3 Sold 200 STL at $11.39 (4/9/13 Post)(profit snapshot $491) The surge in the price was due to an acquisition offer from Provident New York Bancorp. Provident New York Bancorp and Sterling Bancorp to Merge, Creating a Premier New York Metro Banking Franchise After the merger's consummation, the combined entity took on the Sterling Bank name and symbol.
++++++
SYBT: +$297.55
Stock Yards Bancorp Inc (SYBT):
SYBT SEC Filings
Item # 2 Sold 50 SYBT at $24.31 (7/24/2012)(profit snapshot = $107.58)
Item # 4 Sold 50 SYBT at $26.2 (7/20/2013 Post)(profit snapshot = $189.97)
++++++
TOWN: $148.69
++++++
STL-PBNY: $965.82
Sterling Bancorp (STL):
STL SEC Filings
 |
| 2011 STL 50 Shares +$176.1 |
 |
| 2012 PBNY 100 Shares +$149.36 |
 |
| 2012 STL 100 Shares +$149.36 |
 |
| 2013 STL 200 Shares +$491 |
Item # 3 Sold 200 STL at $11.39 (4/9/13 Post)(profit snapshot $491) The surge in the price was due to an acquisition offer from Provident New York Bancorp. Provident New York Bancorp and Sterling Bancorp to Merge, Creating a Premier New York Metro Banking Franchise After the merger's consummation, the combined entity took on the Sterling Bank name and symbol.
++++++
SYBT: +$297.55
Stock Yards Bancorp Inc (SYBT):
SYBT SEC Filings
 |
| 2012 SYBT 50 Shares +$107.58 |
 |
| 2013 SYBT 50 Shares +$187.97 |
Item # 4 Sold 50 SYBT at $26.2 (7/20/2013 Post)(profit snapshot = $189.97)
++++++
TOWN: $148.69
Item # 3 Sold 50 TOWN at $19.16: Update For Regional Bank Basket Strategy As Of 4/8/16 - South Gent | Seeking Alpha (profit snapshot = $98.63)
+++++++
TFC (formerly BBT): +$3,182.74
Truist Financial Corp. (TFC):
TFC SEC Filings
 |
| 2017 BBT 50 Shares +$586.45 |
 |
| 2018 BBT 121+ Shares +$2391.24 |
 |
| 2020 TFC 2 Shares +$35.06 |
 |
| 2024 TFC 5+ Shares +$36.51 RI |
 |
| 2024 TFC 4 Shares +$23.45 RI |
 |
| 2024 TFC 18+ shares +$110.03 |
This bank was formerly known as BB&T. Some of the profit originated from National Penn shares that were exchanged for BB&T stock.
Item # 1.A. Sold 71+ BBT at $50.72 (7/12/18 Post)(profit snapshot =$1,391.84); Item # 1. A. Sold Highest Cost 50 BBT Shares at $55.45 (2/8/18 Post)(profit snapshot= $1,061.02)
Item # 3.A. Sold Highest Cost 50 BBT Shares at $47.24 (3/28/17 Post)(profit snapshot = $586.45)
++++
TRST: +$1,456.66
Trustco Bank Corp. (TRST):
TRST SEC Filings
TRST SEC Filings
 |
| 2013 TRST 50 Shares +$32.67 |
 |
| 2013 TRST 308+ Shares +$238.38 |
 |
| 2015 TRST 200 Shares +$50.57 |
 |
| 2015 TRST 315+ Shares +$549.57 |
 |
| 2016 TRST 100 Shares +$63.08 |
 |
| 2018 TRST 161+ Shares +$51.09 |
 |
| 2019 TRST 181 Shares +$82.01 |
 |
| 2020 TRST 20 Shares +$8.2 |
 |
| 2020 TRST 10 Shares +$7.75 |
 |
| 2021 TRST 9 shares +$17.65 |
 |
| 2021 TRST 4 Shares +$10.32 |
 |
| 2021 TRST 15+ Shares +$30.22 |
 |
| 2021 TRST 40+ Shares +$80.78 |
 |
| 2022 TRST 20 Shares +$129.8 |
 |
| 2023 TRST 2+ Shares +$15.3 RI |
 |
| 2023 TRST 5 Shares +$20.56 |
 |
| 2023 TRST 5 Shares +$20.72 |
 |
| 2023 TRST 7 Shares +$16.63 RI |
 |
| 2024 TRST 41+ Shares +$31.36 |
Item # 3.G Eliminated TRST -Sold 15+ at $7.45 and 40+ at $7.44 (5/14/21 Post)(profits snapshots = $111)
Item # 3.A. Eliminated TRST-Sold 56+ at $8.8 (11/27/19 Post)
Item # 2.B. Sold 125 TRST at $8.6 (11/2/19 Post)
Item # 1.B. Sold 161+ TRST at $9.2+ (7/2/18 Post)(profit snapshot= $51.09);
Item # 2 Sold 100 TRST at $6.69 Update For Regional Bank Basket Strategy As Of 7/26/16-South Gent | Seeking Alpha (profit snapshot = $63.02);
Item # 1 Sold 315+ TRST at $6.92 (1/11/15 Post)(profit snapshot = $549.47);
Sold 308 TRST at $6.64 (10/28/13 Post)(profit snapshot= $238.38);
Sold 50 TRST at $7.29 (11/25/13 Post)(profit snapshot = +$32.67)
Item # 2.B. Sold 125 TRST at $8.6 (11/2/19 Post)
Item # 1.B. Sold 161+ TRST at $9.2+ (7/2/18 Post)(profit snapshot= $51.09);
Item # 2 Sold 100 TRST at $6.69 Update For Regional Bank Basket Strategy As Of 7/26/16-South Gent | Seeking Alpha (profit snapshot = $63.02);
Item # 1 Sold 315+ TRST at $6.92 (1/11/15 Post)(profit snapshot = $549.47);
Sold 308 TRST at $6.64 (10/28/13 Post)(profit snapshot= $238.38);
Sold 50 TRST at $7.29 (11/25/13 Post)(profit snapshot = +$32.67)
++++
TRMK: +$814.99
 |
| 2012 TRMK 50 Shares +$240.57 |
 |
| 2013 TRMK 50 Shares +$233.07 |
 |
| 2014 TRMK 150 Shares +$200.40 |
 |
| 2015 TRMK 50 Shares +$88.22 |
 |
| 2021 TRMK 6 Shares +$52.64 |
Item #2.4 Sold 100 TRMK at $24.45 (10/28/14 Post);
Item # 1 Sold 50+ TRMK at $24.63 (7/19/14 Post)
Item # 1 Sold 50 Trustmark at $26.52 (7/20/13 Post);
Item # 3 Sold 50 TRMK at $24.7 (1/6/12 Post)
++++
UMPQ: $720.75
Item # 1 Sold 50+ TRMK at $24.63 (7/19/14 Post)
Item # 1 Sold 50 Trustmark at $26.52 (7/20/13 Post);
Item # 3 Sold 50 TRMK at $24.7 (1/6/12 Post)
++++
UMPQ: $720.75
Umpqua Holdings Corp. (UMPQ):
UMPQ SEC Filings
UMPQ SEC Filings
 |
| 2012 UMPQ 30 Shares +$38.09 |
 |
| 2013 UMPQ 50 Shares +$187. 58 |
 |
| 2016 UMPQ 100 Shares +$115.46 |
 |
| 2017 UMPQ 50+ Shares +$193.75 |
 |
| 2019 UMPQ 101+ Shares +$160.98 |
 |
| 2020 UMPQ 15 Shares +$24.2 |
Item # 4.A. Sold 101 UMPQ at $18.34 (1/30/19 Post)(profit snapshot = $160.98)
Item # 2.A. Eliminated UMPQ-Sold 50 at $19.09 (2/19/17 Post)($193.75)
Item # 2 Sold 50 UMPQ at $16.12 (7/20/13 Post)(profit snapshot $187.58)
Item # 2 Sold 30 UMPQ at $13.33 (7/10/2012 Post)(profit snapshot = $38.09)
+++
UBCP: +$272.04
Item # 1 Sold 261+ UBCP-Update For Regional Bank Basket As Of 9/23/15 - South Gent | Seeking Alpha (profit snapshot = $177.16)
+++++
UNB: +$429.92
+++++
UNB: +$429.92
 |
| 2023 UNB 5 Shares +$17.1 |
 |
| 2023 UNB 5 Shares +$18 |
 |
| 2023 UNB 20+ Shares +$97.66 |
Item #2 C. Sold 50 UNB at $24.56 (1/25/14 Post)(profit snapshot =$238.61)
Item # 1 Sold 50 UNB at $19.5 (7/26/11 Post)
+++++
UBSI: +$1,628.39
Item # 1 Sold 50 UNB at $19.5 (7/26/11 Post)
+++++
UBSI: +$1,628.39
United Bankshares Inc. (UBSI):
UBSI SEC Filings
UBSI SEC Filings
 |
| 2015 UBSI 50 Shares +$1,235.01 |
 |
| 2020 UBSI 2 Shares +$8.41 |
 |
| 2020 UBSI 1 Share +$7.63 |
 |
| 2021 UBSI 5 Shares +$68.3 |
 |
| 2021 UBSI 9 Shares +$121.01 |
 |
| 2023 UBSI 1 Share +$18.34 |
 |
| 2023 UBSI 10 Shares +$169.69 |
Item # 1 Sold 50 UBSI at $41.58-Update For Regional Bank Basket Strategy As Of 8/7/15 - South Gent | Seeking Alpha (profit snapshot = $1,235.01)
Item # 1.E. Eliminated UBSI in Vanguard Taxable-Sold 5 at $35.35 (3/6/21 Post)(profit snapshot $68.3)
+++++++
UCBI: $218.73
 |
| 2020 UCBI 10 Shares +$13.09 |
 |
| 2020 UCBI 14+ Shares +$156.37 |
 |
| 2020 UCBI 4+ Shares +$49.27 |
Item #1.H. Eliminated UCBI in Fidelity Account Sold 14+ $28.59; Item #1.I. Eliminated UCBI in Schwab Account-Sold 4 at $28.72 (1/16/21 Post)
 |
| 2014 UVSP 50 Shares +$53.68 |
 |
| 2016 UVSP 50 Shares +$53.98 |
 |
| 2016 UVSP 101+ Shares +$146.8 |
 |
| 2016 UVSP 205+ Shares +$833.78 |
Item # 1 Sold 50 UVSP at $20.63-Update For Regional Bank Basket Strategy As Of 6/22/16 - South Gent | Seeking Alpha (profit snapshot = $53.98)
Item # 1 Sold 101 UVSP at $21.08-Update For Regional Bank Basket Strategy As Of 7/1/16 - South Gent | Seeking Alpha (profit snapshot = +$146.8);
Comment 9/7/16 Sold UVSP for $833.78 gain
++++
USB: +$189.34
U.S. Bancorp (USB):
USB SEC Filings
Comment (11/18/16) Mentioned Selling lot
++++++++
VLY: +$666.21
++++++++
VLY: +$666.21
Valley National Bancorp (VLY):
VLY SEC Filings
VLY SEC Filings
 |
| 2016 VLY 213+ Shares +$197.85 |
 |
| 2018 VLY 51+ Shares +$98.62 |
 |
| 2019 VLY 102+ Shares +$33.13 |
 |
| 2020 VLY 5 Shares +$5.04 |
 |
| 2021 VLY 5 Shares +$35.54 |
 |
| 2023 VLY 15 Shares +$66.22 |
 |
| 2023 VLY 15+ Shares +$67.81 |
 |
| 2024 VLY 31+ Shares +$110.71 |
Item # 1.A. Eliminated VLY-Sold 102+ at $10.51 (9/11/2019 Post)
Item # 2.A. Eliminated VLY Sold 51+ VLY at $12.76 (7/25/18 Post)
Item # 2.B. Sold 60 VLY at $12.52 (1/28/18 Post)
Item # 2.A. Eliminated VLY Sold 51+ VLY at $12.76 (7/25/18 Post)
Item # 2.B. Sold 60 VLY at $12.52 (1/28/18 Post)
+++++++
VABK: $117.49
 |
| 2023 VABK 5 Shares +$26 |
 |
| 2023 VABK 15 Shares +$91.49 |
+++++
WASH: +$2,656.29
WASH: +$2,656.29
 |
| 2011 WASH 50 Shares +$347.03 |
 |
| 2018 WASH 50 Shares +$2,309.26 |
Item # 2. Sold 50 of 100 WASH at $22.44 (1/5/11 Post)(profit snapshot +$347.03)
Item # 2. Eliminated WASH-Sold 50 at $61.53 (6/25/18 Post)(profit snapshot =$2,309.26)
++++++
WBS: +$1096.43
Webster Financial Corp. (WBS):
WBS SEC Filings
Item # 2. Eliminated WASH-Sold 50 at $61.53 (6/25/18 Post)(profit snapshot =$2,309.26)
++++++
WBS: +$1096.43
Webster Financial Corp. (WBS):
WBS SEC Filings
 |
| 2011 WBS 50 Shares +$879.52 |
 |
| 2024 WBS 10 Shares +$216.91 |
Item # 2.D. Eliminated WBS - Sold 10 at $47.3 (3/8/24 Post)(profit snapshot = $216.91)
Item # 1 Sold 50 WBS at $22.49 (5/4/2011 Post)(profit snapshot= $879.52)
++++
WTBA: $1,461.03
++++
WTBA: $1,461.03
 |
| 2017 WTBA 100 Shares +$1,146.24 |
 |
| 2020 WTBA 10 Shares +$36 |
 |
| 2021 WTBA 5 Shares +$21.93 |
 |
| 2021 WTBA 20 Shares +$94.99 |
 |
| 2021 WTBA .313 Share +$2.08 |
 |
| 2021 WTBA 1 Share +$7.78 RI |
 |
| 2023 WTBA 25+ Shares +$49.34 |
 |
| 2023 WTBA 3+ Shares +$11.61 RI |
 |
| 2023 WTBA 20+ Shares +$86.56 |
+++
WSBC: $438.85
WesBanco Inc. (WSBC):
WSBC SEC Filings
 |
| 2011 WSBC 50 Shares +$315.6 |
 |
| 2020 WSBC 10 Shares +$26.58 |
 |
| 2023 WSBC 6 Shares +$41.15 RI |
 |
| 2024 WSBC 10 Shares +$55.52 |
+++
ZION +$52.28
 |
| 2023 ZION 6 Shares +$52.28 |
+++++++++
Section 2: Profitable Trades Where Banks Have Been Acquired as of 8/16/20:
Total at +$7,032.19
Access National (ANCX): $123.59
Total at +$7,032.19
Access National (ANCX): $123.59
Astoria (AF): +$244.97
 |
| 2010 AF 50 Shares +$35.57 |
 |
| 2011 AF 101+ Shares +$209.4 |
BNC Bancorp (BNCN): +$101.33
First Merit (FMER): +$468.85
First Niagara (FNFG): +$139.87
 |
| 2016 FMER 143 Shares +$468.85 |
HF Financial (HFFC): +$39.18
Lake Sunapee (LSBG)-New Hampshire Thrift (NHTB): +$1,098.89
Lake Sunapee (LSBG)-New Hampshire Thrift (NHTB): +$1,098.89
 |
| 2012 NHTB 100 Shares +$248.02 |
 |
| 2016 LSBG 100 Shares +$121.96 |
 |
| 2016 LSBG 100 Shares +$627.02 |
 |
| 2016 LSBG 102+ Shares +$101.89 |
Mainsource Financial (MSFG): +$219.58
 |
| 2015 MSFG 50 Shares +$84.6 |
 |
| 2015 MSFG 50 Shares +$134.98 |
Marshall & Ilsley (MI): $49.04
Merchant's Bancshares (MBVT): +$569.63
 |
| 2011 MBVT 50 Shares +$160.1 |
 |
| 2015 MBVT 50 Shares +$322.06 |
 |
| 2016 MBVT 50 Shares +%86.47 |
Monarch Financial (MNRK): +$349.56
 |
| 2013 MNRK 100 Shares +$186.06 |
 |
| 2014 MNRK 100 Shares +$163.5 |
National Penn Bancshares (NPBC) +$127.43
 |
| 2015 NPBC 30 Shares +$80.84 |
 |
| 2015 NPBC 100 Shares +$46.99 |
Oneida Financial (ONFC): $62.74
Oritani (ORIT): +$456.49
Pacific Continental (PCBK): +$362.92
 |
| 2013 PCBK 100 Shares +$362.92 |
Southwest Bancorp (OKSB): +$301.53
 |
| 2010 OKSB 50 Shares +$301.53 |
Susquehanna (SUSQ): $471.19
 |
| 2014 SUSQ 30 Shares +$110.99 |
 |
| 2014 SUSQ 50 Shares +$293.66 |
 |
| 2011 SUSQ 50 Shares +$66.54 |
Tower Bancorp (TOBC): $128.6
 |
| 2011 TOBC 100 Shares $128.6 |
VantageSouth (VSB): +$19.6
Wainwright (WAIN): +$483.08
Wainwright (WAIN): +$483.08
 |
| 2010 WAIN 50 Shares +$483.08 |
Washington Banking (WBCO): +$217.23
Wilbur (WLBC): +$340.25
 |
| 2013 WBCO 151+ Shares +$217.23 |
Wilbur (WLBC): +$340.25
 |
| 2010 WLBC 151+ Shares +$340.25 |
Wilmington Trust (WILM): +$224.38
 |
| 2010 WILM 100 Shares +244.38 |
Wilshire (WIBC): $342.82
++++++
SECTION 3 Unprofitable Trades: -$2,619.71 (netted with profitable trades in total net profit number)
The worst one was Porter Bancorp (PBIB ) which later changed its name to Limestone Bancorp (LMST).
BOCH -$52.9
BPFH -$77.45
BRBS: -398.02
SECTION 3 Unprofitable Trades: -$2,619.71 (netted with profitable trades in total net profit number)
The worst one was Porter Bancorp (PBIB ) which later changed its name to Limestone Bancorp (LMST).
BOCH -$52.9
BPFH -$77.45
BRBS: -398.02
HCBK: -422.55
HFBC = -$62.73
HopeFED: -68.5
HOPE: -$692.14
HFBC = -$62.73
HopeFED: -68.5
HOPE: -$692.14
PBIB: -755.01
PFBI: -$90.41
Disclaimer: I am not a financial advisor but simply an individual investor who has been managing my own money since I was a teenager. In this post, I am acting solely as a financial journalist focusing on my own investments. The information contained in this post is not intended to be a complete description or summary of all available data relevant to making an investment decision. Instead, I am merely expressing some of the reasons underlying the purchase or sale of securities. Nothing in this post is intended to constitute investment or legal advice or a recommendation to buy or to sell. All investors need to perform their own due diligence before making any financial decision which requires at a minimum reading original source material available at the SEC and elsewhere. A failure to perform due diligence only increases what I call "error creep". Stocks, Bonds & Politics: ERROR CREEP and the INVESTING PROCESS Each investor needs to assess a potential investment taking into account their personal risk tolerances, goals and situational risks. I can only make that kind of assessment for myself and family members.
PFBI: -$90.41
Disclaimer: I am not a financial advisor but simply an individual investor who has been managing my own money since I was a teenager. In this post, I am acting solely as a financial journalist focusing on my own investments. The information contained in this post is not intended to be a complete description or summary of all available data relevant to making an investment decision. Instead, I am merely expressing some of the reasons underlying the purchase or sale of securities. Nothing in this post is intended to constitute investment or legal advice or a recommendation to buy or to sell. All investors need to perform their own due diligence before making any financial decision which requires at a minimum reading original source material available at the SEC and elsewhere. A failure to perform due diligence only increases what I call "error creep". Stocks, Bonds & Politics: ERROR CREEP and the INVESTING PROCESS Each investor needs to assess a potential investment taking into account their personal risk tolerances, goals and situational risks. I can only make that kind of assessment for myself and family members.
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